9850 178th Lane, FL
Stellar MLS

$179,000

9850 178th Lane

Summerfield, FL 34491

Pending
2
Beds
2
Baths
1,356
Sq Ft
0.18
Acres
1993
Built
55+ community$132/sqft360° tour
Single Family Residence

Property type

1993

Year built

7,841 sqft

Lot size

$132

Price / sq ft

$178/mo

HOA dues

12

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. Welcome to the incredible 55+ Gated Golf Community of SPRUCE CREEK SOUTH, perfectly situated adjacent to THE VILLAGES, Florida and offering an exceptional lifestyle filled with amenities and endless opportunities for enjoyment. This charming 2 Bedroom, 2 Bath Palm floor plan Features an Enclosed LANAI and patio slab, creating the perfect space to relax and take in the peaceful surroundings. Inside, vaulted ceilings in the living room add an open, airy feel, while the home has been well maintained with an HVAC system updated in 2016 and a roof from 2005. Ideally located just a short distance from the community pool and clubhouse, this home places you at the heart of everything that makes Spruce Creek South so desirable. Whether you envision an active retirement filled with golf, social events, and recreation, or prefer a more laid-back pace enjoying quiet mornings and scenic golf cart rides, this community allows you to create the lifestyle that suits you best. With convenient golf cart access to shopping, dining, and medical facilities, everything you need is right at your fingertips. This is more than just a home, it’s a gateway to the retirement you’ve been dreaming of. Don’t miss the opportunity to make it yours.

Estimated monthly payment

Principal & interest$905
Property taxes$115
Home insurance (est.)$82
HOA dues$178

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

  1. Status: Pending
    Apr 27, 2026
  2. Listed$179,000
    Mar 30, 2026
  3. Price increased$179,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
12
Subdivision
Spruce Creek South
County
Marion
Year built
1993
Living area
1,356 sq ft
Price/sq ft
$132
Building area
2,164 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0905D)
Garage
2 spaces
Annual taxes
$1,376 (2025)
Parcel #
6008005005
Zoning
PUD
MLS #
OM721511

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$178 / Monthly
Monthly HOA
$178/mo
Total monthly fees
$178/mo
Total annual fees
$2,136
HOA name
Tracey Brown
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
One occupant must be 55 years of age.
Approval process
Must complete application for HOA and submit drivers license.

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst15x12
Living RoomFirst26x14
Dining RoomFirst11x12
Primary BedroomFirst16x13
Bedroom 2First14x12
Balcony/Porch/LanaiFirst24x10

Listing Details

Listing date
2026-03-30
On market date
2026-03-30
Original list price
$179,000
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Ocala - Marion
Status changed
2026-04-27
Tax legal description
SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK E LOT 5

Flood risk

Minimal riskFEMA Zone XPanel 12083C0905D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 441 / US 27 headed north from The Villages, turn into the main entrance of SPRUCE CREEK SOUTH onto SE 176th Street, LEFT onto SE 99th Ave, RIHT onto SE 178th Lane, house on LEFT.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 2:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA