10835 176th Street, FL
Stellar MLS

$219,900

10835 176th Street

Summerfield, FL 34491

Listing updated: June 6, 2026 at 8:10 AM ET

Active
2
Beds
2
Baths
1,296
Sq Ft
0.23
Acres
1992
Built
55+ community$170/sqft360° tour
Single Family Residence

Property type

1992

Year built

10,019 sqft

Lot size

$170

Price / sq ft

$180/mo

HOA dues

139

Days on market

2

Garage spaces

X

Flood zone

About this home

LOCATION! LOCATION! LOCATION! Welcome to this beautifully upgraded Chestnut model located in the gated 55+ community of Spruce Creek South. This well-maintained home offers peace of mind and modern updates, including a 2022 ROOF, 2021 HVAC, and 2025 stainless steel APPLIANCES including a range hood and updated sink. Inside, you’ll find a freshly painted interior, updated kitchen countertops, and laminate flooring throughout the main living areas, creating a clean and inviting space. The primary bathroom features an expanded walk-in shower, while the inside laundry room includes a Kenmore washer and dryer, adding everyday convenience. You also have a 2 car garage with an abundance of storage cabinets!! Enjoy Florida living year-round in the tiled lanai with acrylic windows and screens (approximately 10x15), perfect for relaxing or entertaining. The fenced backyard offers a private retreat for pets and features seating within a charming butterfly garden, complemented by gorgeous upgraded landscaping and a 10 x 10 patio!! Located just a 5-minute golf cart ride to the community center and golf course, this home is also minutes from Spanish Springs and The Villages, offering endless dining, shopping, and entertainment options. Additional highlights include a gated, secured front entrance and some furntiure being negotiable. This move-in-ready home combines comfort, upgrades, and an unbeatable location—schedule your private showing today.

Estimated monthly payment

Principal & interest$1,112
Property taxes$256
Home insurance (est.)$101
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history139 days on market

  1. Status: Active
    Jan 18, 2026
  2. Listed$250,000
    Jan 18, 2026
  3. Price reduced$219,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
139
Subdivision
Spruce Creek South
County
Marion
Year built
1992
Living area
1,296 sq ft
Price/sq ft
$170
Building area
1,940 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$3,071 (2025)
Parcel #
6001-001-012
Zoning
R1
MLS #
G5106859

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
Tracy Brown
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Age restriction: 55+
Approval process
Application buyer and buyers agent to confirm all leasing information.

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sprinkler Metered
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-01-15
On market date
2026-01-18
Original list price
$250,000
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-01-18
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 062 SPRUCE CREEK SOUTH I BLK A LOT 12

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North on 27, Left at Spruce Creek South entrance, home on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 8:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA