$219,900
10835 176th Street
Summerfield, FL 34491
Listing updated: June 6, 2026 at 8:10 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
LOCATION! LOCATION! LOCATION! Welcome to this beautifully upgraded Chestnut model located in the gated 55+ community of Spruce Creek South. This well-maintained home offers peace of mind and modern updates, including a 2022 ROOF, 2021 HVAC, and 2025 stainless steel APPLIANCES including a range hood and updated sink. Inside, you’ll find a freshly painted interior, updated kitchen countertops, and laminate flooring throughout the main living areas, creating a clean and inviting space. The primary bathroom features an expanded walk-in shower, while the inside laundry room includes a Kenmore washer and dryer, adding everyday convenience. You also have a 2 car garage with an abundance of storage cabinets!! Enjoy Florida living year-round in the tiled lanai with acrylic windows and screens (approximately 10x15), perfect for relaxing or entertaining. The fenced backyard offers a private retreat for pets and features seating within a charming butterfly garden, complemented by gorgeous upgraded landscaping and a 10 x 10 patio!! Located just a 5-minute golf cart ride to the community center and golf course, this home is also minutes from Spanish Springs and The Villages, offering endless dining, shopping, and entertainment options. Additional highlights include a gated, secured front entrance and some furntiure being negotiable. This move-in-ready home combines comfort, upgrades, and an unbeatable location—schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history139 days on market
- Status: ActiveJan 18, 2026
- Listed$250,000Jan 18, 2026
- Price reduced$219,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 139
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1992
- Living area
- 1,296 sq ft
- Price/sq ft
- $170
- Building area
- 1,940 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $3,071 (2025)
- Parcel #
- 6001-001-012
- Zoning
- R1
- MLS #
- G5106859
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Tracy Brown
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Age restriction: 55+
- Approval process
- Application buyer and buyers agent to confirm all leasing information.
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sprinkler Metered
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-01-15
- On market date
- 2026-01-18
- Original list price
- $250,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-01-18
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 062 SPRUCE CREEK SOUTH I BLK A LOT 12
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North on 27, Left at Spruce Creek South entrance, home on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 8:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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