Citizens Will Require Flood Insurance on Every Home Policy Starting January 1, 2027 — What Orlando Homeowners Need to Do
Starting January 1, 2027, Citizens Property Insurance will require flood insurance on every personal residential policy that includes wind coverage — including homes in low-risk Zone X that have never needed it. Here's who's affected, how much flood coverage Citizens requires, the timing traps to avoid, and what it means if you're buying or selling a home.
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