$214,900
10599 178th Street
Summerfield, FL 34491
Listing updated: May 8, 2026 at 7:50 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome Home to this lovely MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front . and fully enclosed Florida room, also concrete open patio for grilling under the roof. Located in Central Florida friendly gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have golfcart access to a broad selection of amenities within just minutes away ! You can cross 441 from the front gate legally which takes you to many businesses. The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Important to know is that this community has an 18-hole golf course and a Links pro-shop with a restaurant which also offers entertainment, and this is located within close proximity to the home. We also have a residential additional gate on this road which takes you directly into Terrace Plaza not far from the home, which offers several restaurants , drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail and hair salons and even a spa., including the newer planet fitness but keep in mind we have our own fitness center included with our P.O.A. with no extra charge. No bond or CDD here making it even more appealing. The roof is newer, replaced in 2021*** THE ELECTRICAL PANEL WILL BE CHANGED TO A NEW ONE BEFORE CLOSING***, THE HOT WATER HEATER HAS BEEN REPLACED 3/2026 WITH A NEW ONE*** for your peace of mind everything is working currently, seller has agreed to do this for the new owner. All the other mechanicals are currently in good working condition. This community also allows chain link fencing up to 4 foot tall behind your home for your furry babies...THROUGHOUT THE YEAR This community offers a lot to keep you active & engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, & enjoy a variety of activities. Attached to the Club house , outside we have the heated pool & hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside near the pool. all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. A furniture package can be made available if any of the furniture interests you. This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. You will have easy access to restaurants, medical facilities, supermarkets, retail shops, gas stations, banks, hair and nail salons, barber shops, fitness options, medical facilities, The Villages Squares are just a few miles away... You have easy access only minutes away so many options to choose from! You can ride your golfcart to many of these facilities, this is a huge convenience. I want you to keep in mind, having no bond or CDD is a financial bonus for buyers who are concerned with this. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. *** Start enjoying Florida Living in this great community which has so much to offer ***
Local Insight
At $213/sqft in a 55+ community with no flood insurance required, this property is reasonably priced for the market, though you're paying $176 monthly in HOA fees on top of your mortgage—factor that into your total housing cost since it's not insignificant on a sub-$215k purchase. The 1,008 square feet is tight, so this works best as a downsizing move or investment rather than a family home, and the 1991 build means you'll want a thorough inspection to check the roof, HVAC, and plumbing before committing. Location-wise, you're in Spruce Creek South with deed restrictions and an active 55+ community feel, which appeals to some buyers but means resale could be limited to that demographic.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history151 days on market
- Status: ActiveApr 3, 2026
- Listed$214,900Nov 18, 2025
- Price increased$214,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 151
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1991
- Living area
- 1,008 sq ft
- Price/sq ft
- $213
- Building area
- 1,653 sq ft (Public Records)
- Lot size
- 11,761 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Garage
- 1 spaces
- Annual taxes
- $1,142 (2024)
- Parcel #
- 6005-005-029
- Zoning
- R1
- MLS #
- G5104689
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), L Dining, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Golf Cart Garage
HOA & Financial
- HOA fee
- $176 / Monthly
- Monthly HOA
- $176/mo
- Total monthly fees
- $176/mo
- Total annual fees
- $2,112
- HOA name
- TRACY BROWN WITH HERITAGE MANAGEMENT
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- This is a deed restricted community. Please Read and understand the Covenants, call association manager with any questions. Please Read and understand the Architectural Board Review guidelines, call association manager with any questions.
- Approval process
- Heritage Management can provide more information, this is a 55 plus community.
Exterior & Construction
- Exterior features
- Other, Private Mailbox
- Construction materials
- Vinyl Siding, Frame
- Roof
- Roof Over, Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x11 |
| Dining Room | First | 8.6x8.1 |
| Kitchen | First | 9x11.8 |
| Primary Bedroom | First | 14x11.6 |
| Bedroom 2 | First | 11.6x10 |
| Florida Room | First | 15x10 |
Listing Details
- Listing date
- 2025-11-13
- On market date
- 2025-11-18
- Original list price
- $214,900
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-04-03
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 012 SPRUCE CREEK SOUTH V BLK E LOT 29
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From RE/MAX PREMIER REALTY , THE VILLAGES (Lady Lake) FL 32159 Head south on Sumter County Rd 109d toward County Rd 109D-1/Sumter County Rd 109d 1 0.1 mi Turn left onto Sumter County Rd 109 0.3 mi Turn left onto U.S. 27/441 N 0.8 mi Turn left onto SE 176th St 0.2 mi Turn left onto SE 107th Ct 0.2 mi Turn right at the 1st cross street onto SE 178th St Destination will be on the right 0.2 mi 10599 SE 178th St, Summerfield, FL 34491 (Please enter through the main gate, not the residential gate)
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 7:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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