8554 Saint Kitts Circle, FL
Stellar MLS

$488,000

8554 Saint Kitts Circle

Englewood, FL 34224

Active
3
Beds
3
Baths
2,449
Sq Ft
0.19
Acres
2024
Built
Waterfront3-car garage$199/sqft
Single Family Residence

Property type

2024

Year built

8,449 sqft

Lot size

$199

Price / sq ft

$308/mo

HOA dues

49

Days on market

3

Garage spaces

X500

Flood zone

About this home

Welcome to 8554 Saint Kitts Circle in the highly sought-after Island Lakes at Coco Bay in Englewood, Florida — a beautifully designed 2024 Lennar Summerville II Manor Home offering lake frontage and nearly 2,450 square feet of thoughtfully planned living space. This is part of the desirable Manor Home Series — and with the developer now sold out of this series, opportunities like this are rare. Perfectly positioned on a 65-foot lakefront homesite in Flood Zone X500 (no flood insurance required), this single-story residence delivers the ideal blend of coastal elegance, structural peace of mind, and everyday functionality. Notably, this home is one of only a handful within the community that enjoys BOTH water views and a preserve backdrop — creating an exceptional sense of privacy and open green space rarely found together. From the moment you enter, soaring ceilings and an expansive 19’ x 24’ great room create a bright, open atmosphere designed for entertaining and effortless Florida living. Stunning ceramic tile flooring runs throughout the entire home and is laid on the diagonal — a design upgrade that enhances visual depth and creates a more expansive feel. The seamless tile surface offers an allergen-friendly, highly durable, and easy-to-maintain finish ideal for Florida living, handling beach sand, pets, and everyday wear with ease. No carpet. No transitions. Just clean lines and timeless durability. The chef’s kitchen is both stylish and functional, featuring a built-in oven, cooktop, stainless appliances, generous island seating, abundant cabinetry, and seamless flow into the dining area overlooking tranquil lake and preserve views. The split-bedroom layout provides exceptional privacy. The primary suite is a true retreat featuring a spacious bedroom, TWO walk-in closets, and an impressive bath configuration designed for comfort and space — offering the storage and separation today’s buyers appreciate. Two additional bedrooms with built-in closets, along with a dedicated OFFICE/FLEX ROOM, provide versatility for guests, multigenerational living, or remote work. Step outside to the covered and screened rear lanai where peaceful lake and preserve views and Northwestern sun exposure create the perfect backdrop for morning coffee and stunning evening skies. With 65 feet of lake frontage and no immediate rear neighbors beyond the preserve, the setting feels open, serene, and private. Constructed of solid block with slab foundation and shingle roof, this home also features HURRICANE WINDOWS, fire/smoke detection integration, irrigation system, professional landscaping, and an oversized 3-car garage — providing both security and ample storage flexibility. Island Lakes at Coco Bay is a master-planned community designed for lifestyle. Residents enjoy a RESORT-STYLE POOL, pickleball courts, and social gathering spaces, all just minutes from Englewood Beach, marinas, golf courses, driving ranges, parks, and everyday conveniences. Built in 2024. Manor Home Series. Lake + Preserve views. Diagonal tile throughout. 3 bedrooms plus office. 3 full baths. 3-car garage. Northwestern exposure. X500 flood zone. Developer sold out of this series. Coastal living without compromise. This is the one buyers wait for.

Estimated monthly payment

Principal & interest$2,468
Property taxes$715
Home insurance (est.)$224
HOA dues$308

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history49 days on market

  1. Status: Active
    Mar 3, 2026
  2. Listed$498,000
    Mar 3, 2026
  3. Price reduced$488,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
49
Cumulative DOM
221
Subdivision
Coco Bay
County
Charlotte
Year built
2024
Living area
2,449 sq ft
Price/sq ft
$199
Building area
3,300 sq ft (Public Records)
Lot size
8,449 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12015C0187G)
Garage
3 spaces
Annual taxes
$8,575 (2025)
Parcel #
412016308005
Zoning
RMF3.5
MLS #
C7522649

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Interior features
Accessibility Features
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Oversized

HOA & Financial

HOA fee
$924 / Quarterly
Monthly HOA
$308/mo
Total monthly fees
$308/mo
Total annual fees
$3,696
HOA name
Arika Malichanh
CDD
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
see HOA Documents

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Yes

Schools

ElementaryVineland ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst19x24
Primary BedroomFirst18x15
Primary BathroomFirst17x20
KitchenFirst14x20
Dining RoomFirst14x12
Primary Bedroom 2First14x11
Bedroom 3First12x13
OfficeFirst12x11
Bathroom 2First9x7
Bathroom 3First9x5
LaundryFirst6x7
FoyerFirst8x14
Balcony/Porch/LanaiFirst16x11

Listing Details

Listing date
2026-03-02
On market date
2026-03-03
Original list price
$498,000
Occupant type
Vacant
MLS area
34224 - Englewood
Listing AOR
Port Charlotte
Status changed
2026-03-03
Tax legal description
CCB 000 0000 0241 COCO BAY LT 241 UNREC N/C 4943/492 4984/1745 4984/1728 GOV3227886 3279081 3388521

Flood risk

Moderate riskFEMA Zone X500Panel 12015C0187G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Placida Rd (Route 775) to Coco Bay Blvd. Turn right. Then make a right onto Saint Kitts Circle. House is on the right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 1:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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