13039 Ridgely Circle, FL
Stellar MLS

$434,900

13039 Ridgely Circle

Port Charlotte, FL 33981

Listing updated: June 5, 2026 at 6:53 AM ET

Active
3
Beds
2
Baths
1,601
Sq Ft
0.44
Acres
2018
Built
Private pool3-car garage$272/sqft360° tour
Single Family Residence

Property type

2018

Year built

19,000 sqft

Lot size

$272

Price / sq ft

No HOA

HOA dues

1

Day on market

3

Garage spaces

AE

Flood zone

About this home

Imagine yourself enjoying the Florida lifestyle in this beautifully 3 bedroom, 2 bath saltwater pool home situated on an oversized lot with a desirable 3-car garage. Perfectly located just minutes from the stunning beaches of Boca Grande and Englewood. Step inside to discover a bright, open floor plan filled with natural light and inviting living spaces perfect for entertaining or relaxing with family and friends. Outside, your private backyard retreat awaits. Take a refreshing swim in the heated saltwater pool, unwind in the hot tub, or simply soak up the sunshine in your own tropical oasis. The oversized lot provides exceptional space for RV parking, boats, trailers, and all your outdoor toys. Added peace of mind comes with a newer roof and hurricane shutters. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this property checks all the boxes. Conveniently located near Englewood, Rotonda West, and Placida, you'll enjoy easy access to beaches, boating, golf, dining, and shopping. Don't miss your opportunity to own a piece of paradise!

Local Insight

At $272/sqft for a 2018 build with a pool and 3-car garage, you're getting solid value for Port Charlotte, but that AE flood zone is a serious consideration—you'll want flood insurance costs factored into your actual carrying expenses, and it's worth verifying the elevation and any past flood history on the property. The private pool is a genuine draw in this market, though maintenance and insurance for that adds ongoing costs most buyers underestimate. Location-wise, you're in an established subdivision without HOA fees, which is a plus, but confirm whether Ridgely Circle has good road access and proximity to schools or shopping that matter to you.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,199
Property taxes$465
Home insurance (est.)$199

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$434,900
    Jun 4, 2026
  3. Price increased$434,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Port Charlotte Sec 095
County
Charlotte
Year built
2018
Living area
1,601 sq ft
Price/sq ft
$272
Building area
2,522 sq ft (Public Records)
Lot size
19,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0211G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$5,581 (2025)
Parcel #
412108153003
Zoning
RMF10
MLS #
C7526940

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Rain Gutters, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First

Listing Details

Listing date
2026-06-03
On market date
2026-06-04
Original list price
$434,900
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-06-04
Tax legal description
PCH 095 5167 0012 PORT CHARLOTTE SEC 95 BLK 5167 LT 12 731/39 744/1793 3793/40 4150/1388 4723/880 4905/1158

Flood risk

High riskFEMA Zone AEPanel 12015C0211G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North on 41 and turn left on El Jobean Rd. Turn left on Gasparilla Rd and then right on Ridgely. Home is on the right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA