8608 Saint Kitts Circle, FL
Stellar MLS

$435,000

8608 Saint Kitts Circle

Englewood, FL 34224

Active
3
Beds
3
Baths
2,201
Sq Ft
0.16
Acres
2024
Built
WaterfrontIn-law suite$198/sqft360° tour
Single Family Residence

Property type

2024

Year built

6,759 sqft

Lot size

$198

Price / sq ft

$303/mo

HOA dues

42

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this exceptional 3-bedroom plus den, 3 full bath single-family residence offering a rare combination of tranquil lake views and private preserve scenery. The serene setting, combined with the gentle movement of water and surrounding natural beauty, creates a peaceful retreat that's truly unmatched. A standout feature of this home is its rare, professionally landscaped lanai, beautifully designed in a Caribbean-inspired style. Complete with soothing water features, this outdoor retreat offers a truly resort-like setting-perfect for relaxing, entertaining, or enjoying peaceful privacy. The open floor plan and continuous tile flooring throughout the entire home create a seamless flow from room to room, enhancing both durability and modern style. Peace of mind comes with excellent elevation in an X flood zone, impact-resistant windows and sliders, and all the structural features required for coastal Florida living. The spacious chef's kitchen is a true highlight, offering quartz countertops, shaker-style cabinetry, and upgraded stainless-steel appliances-perfect for both everyday living and entertaining. The primary suite serves as a serene retreat with dual walk-in closets, dual sinks, a spacious tiled shower, and abundant natural light. Enjoy the added lifestyle benefit of catch-and-release fishing right from your backyard lake. Low HOA fees include landscape maintenance, grounds care, and internet service, making ownership simple and stress-free. Community amenities feature an impressive amenity center, resort-style swimming pool, fitness center, pickleball courts, and a playground, offering something for everyone.

Local Insight

At $198/sqft for a brand-new waterfront home in Coco Bay, this is solid value in today's Englewood market, especially with the in-law suite giving you flexibility for rental income or multi-generational living. The tight 0.16-acre lot is typical for this subdivision and keeps maintenance manageable, though you're paying the $303 monthly HOA on top of your mortgage, so factor that into your true cost of ownership. Being in flood zone X is a legitimate advantage for insurance and peace of mind, but verify the property's actual elevation and any historical water issues with neighbors before committing—newer doesn't always mean the builder solved every drainage concern.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,200
Property taxes$561
Home insurance (est.)$199
HOA dues$303

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history42 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$459,900
    Apr 16, 2026
  3. Price reduced$435,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
42
Subdivision
Coco Bay
County
Charlotte
Year built
2024
Living area
2,201 sq ft
Price/sq ft
$198
Lot size
6,759 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$6,735 (2025)
Parcel #
412016309002
Zoning
RMF3.5
MLS #
N6143913

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$908 / Quarterly
Monthly HOA
$303/mo
Total monthly fees
$303/mo
Total annual fees
$3,632
HOA name
Icon Management
CDD
Yes
Homestead exemption
Yes
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please review HOA documents
Approval process
Please review HOA documents

Exterior & Construction

Exterior features
Garden, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Brick

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst
Balcony/Porch/LanaiFirst
KitchenFirst
Primary BathroomFirst
LaundryFirst
Living RoomFirst
Bathroom 1First

Listing Details

Listing date
2026-04-15
On market date
2026-04-16
Original list price
$459,900
Occupant type
Owner
MLS area
34224 - Englewood
Listing AOR
Venice
Status changed
2026-04-16
Tax legal description
CCB 000 0000 0250 COCO BAY LT 250 UNREC N/C 4943/492 4984/1745 4984/1728 GOV3227886

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR-776 (Englewood Rd), turn onto Coco Bay Blvd, continue into the community, turn left onto Saint Kitts Cir, and the home will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 9:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA