$435,000
8608 Saint Kitts Circle
Englewood, FL 34224
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this exceptional 3-bedroom plus den, 3 full bath single-family residence offering a rare combination of tranquil lake views and private preserve scenery. The serene setting, combined with the gentle movement of water and surrounding natural beauty, creates a peaceful retreat that's truly unmatched. A standout feature of this home is its rare, professionally landscaped lanai, beautifully designed in a Caribbean-inspired style. Complete with soothing water features, this outdoor retreat offers a truly resort-like setting-perfect for relaxing, entertaining, or enjoying peaceful privacy. The open floor plan and continuous tile flooring throughout the entire home create a seamless flow from room to room, enhancing both durability and modern style. Peace of mind comes with excellent elevation in an X flood zone, impact-resistant windows and sliders, and all the structural features required for coastal Florida living. The spacious chef's kitchen is a true highlight, offering quartz countertops, shaker-style cabinetry, and upgraded stainless-steel appliances-perfect for both everyday living and entertaining. The primary suite serves as a serene retreat with dual walk-in closets, dual sinks, a spacious tiled shower, and abundant natural light. Enjoy the added lifestyle benefit of catch-and-release fishing right from your backyard lake. Low HOA fees include landscape maintenance, grounds care, and internet service, making ownership simple and stress-free. Community amenities feature an impressive amenity center, resort-style swimming pool, fitness center, pickleball courts, and a playground, offering something for everyone.
Local Insight
At $198/sqft for a brand-new waterfront home in Coco Bay, this is solid value in today's Englewood market, especially with the in-law suite giving you flexibility for rental income or multi-generational living. The tight 0.16-acre lot is typical for this subdivision and keeps maintenance manageable, though you're paying the $303 monthly HOA on top of your mortgage, so factor that into your true cost of ownership. Being in flood zone X is a legitimate advantage for insurance and peace of mind, but verify the property's actual elevation and any historical water issues with neighbors before committing—newer doesn't always mean the builder solved every drainage concern.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history42 days on market
- Status: ActiveApr 16, 2026
- Listed$459,900Apr 16, 2026
- Price reduced$435,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 42
- Subdivision
- Coco Bay
- County
- Charlotte
- Year built
- 2024
- Living area
- 2,201 sq ft
- Price/sq ft
- $198
- Lot size
- 6,759 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $6,735 (2025)
- Parcel #
- 412016309002
- Zoning
- RMF3.5
- MLS #
- N6143913
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Surface Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $908 / Quarterly
- Monthly HOA
- $303/mo
- Total monthly fees
- $303/mo
- Total annual fees
- $3,632
- HOA name
- Icon Management
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please review HOA documents
- Approval process
- Please review HOA documents
Exterior & Construction
- Exterior features
- Garden, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Brick
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Balcony/Porch/Lanai | First | |
| Kitchen | First | |
| Primary Bathroom | First | |
| Laundry | First | |
| Living Room | First | |
| Bathroom 1 | First |
Listing Details
- Listing date
- 2026-04-15
- On market date
- 2026-04-16
- Original list price
- $459,900
- Occupant type
- Owner
- MLS area
- 34224 - Englewood
- Listing AOR
- Venice
- Status changed
- 2026-04-16
- Tax legal description
- CCB 000 0000 0250 COCO BAY LT 250 UNREC N/C 4943/492 4984/1745 4984/1728 GOV3227886
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR-776 (Englewood Rd), turn onto Coco Bay Blvd, continue into the community, turn left onto Saint Kitts Cir, and the home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 9:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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