$324,999
132 51st Street Circle
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Spacious Villa Living in a Prime, Well-Connected Gulf Coast Location Located in The Cove at Terra Ceia Bay, this 2-bedroom + den villa offers a rare combination of space, functionality, and low-maintenance living all just minutes from I-275 and the Sunshine Skyway, providing quick access to Sarasota, St. Petersburg, Tampa, and the world renowned Gulf beaches. The primary suite is generously sized and features a glass-enclosed shower, private water closet, and two closets, including a walk-in. A front den provides flexible use as a home office, media room, or guest space. The split-bedroom layout offers privacy for both residents and visitors. The open concept floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen is equipped with a large granite island with bar seating, 36" shaker cabinets with soft-close hardware, a built-in pantry, and LG stainless steel appliances. Luxury vinyl plank flooring throughout and over 9ft ceilings enhance the home’s bright, open feel. Step outside to a private screened lanai overlooking a lake, offering a peaceful and private setting. A truly special spot to enjoy your morning coffee while watching the Whistling ducks swim by. Ideally positioned near Terra Ceia Bay and the Manatee River, the area is known for its boating access, nearby marinas, and proximity to Anna Maria Island beaches. Enjoy convenient access to downtown St. Petersburg, Tampa, and Sarasota, along with nearby parks, dining, and everyday amenities. The HOA provides true low-maintenance living, covering exterior maintenance, exterior paint, future roof replacement, master insurance, cable, internet, grounds maintenance, escrow reserves, common area taxes, and access to the community pool. Ideal for full-time residents, seasonal owners, or those looking to downsize without sacrificing space or location. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history38 days on market
- Status: ActiveApr 8, 2026
- Listed$349,999Apr 8, 2026
- Price reduced$324,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 38
- Subdivision
- The Cove At Terra Ceia Bay Villas
- County
- Manatee
- Year built
- 2022
- Living area
- 1,941 sq ft
- Price/sq ft
- $167
- Lot size
- 3,494 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12081C0166F)
- Garage
- 1 spaces
- Annual taxes
- $2,694 (2025)
- Parcel #
- 2253705709
- Zoning
- X
- MLS #
- TB8491009
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $655 / Monthly
- Monthly HOA
- $655/mo
- Total monthly fees
- $655/mo
- Total annual fees
- $7,860
- HOA name
- Rhonda Turner
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer's Agent to contact association to confirm for any leasing restrictions.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Rain Gutters
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 9x9 |
| Kitchen | First | 11x12 |
| Laundry | First | |
| Living Room | First | 16x13 |
| Office | First | 13x10 |
| Primary Bedroom | First | 14x13 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x12 |
| Bathroom 2 | First | 12x6 |
| Balcony/Porch/Lanai | First | 16x7 |
Listing Details
- Listing date
- 2026-04-08
- On market date
- 2026-04-08
- Original list price
- $349,999
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-08
- Tax legal description
- UNIT 8, PH II, THE COVE AT TERRA CEIA BAY VILLAS PI #22537.0570/9
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on SR 19, turn left on 49th Street East. Turn right on 51st St Circle East.
More homes like this
$273,999
146 51st Street Cir E
Palmetto, FL 34221
2 bd · 2 ba · 1,248 sqft
The Cove At Terra Ceia Bay Villas
MLS# O6389788
$329,515
128 51st Street Cir E #7
Palmetto, FL 34221
2 bd · 2 ba · 1,493 sqft
The Cove At Terra Ceia Bay Villas
MLS# TB8483787
$410,000
4114 Dovetail Ln
Palmetto, FL 34221
4 bd · 3 ba · 2,435 sqft
Silverstone North Ph Ic & Id
MLS# TB8495542
$439,999
2513 16th Ave W
Bradenton, FL 34205
4 bd · 2 ba · 2,151 sqft
Seminole Park
MLS# O6396573
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 16, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA