$273,999
146 51st Street Circle
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Lakefront Villa Built in 2022 – Move-In Ready with Modern Finishes & Community Perks! Enjoy serene lake views from this beautifully maintained 2-bedroom, 2-bath villa featuring an open-concept layout, a large screened lanai, and a one-car garage. This like-new home showcases contemporary finishes, abundant natural light, and thoughtful design throughout. The spacious kitchen offers modern appliances, bar seating, and sleek cabinetry—ideal for both everyday cooking and entertaining. The primary suite includes a private bath and ample closet space, while the second bedroom is perfect for guests, a home office, or a workout room. Additional highlights: • Screened lanai with tranquil lake views • Interior laundry room • Hurricane shutters for added protection • Access to a community pool • Located near US-41, US-19, three airports, and sandy Gulf beaches HOA includes: Cable, internet, exterior paint, future roof, common area taxes, grounds maintenance, insurance (master policy), escrow reserves, and more. Whether you’re downsizing, retiring, or simply looking for a low-maintenance lifestyle near Florida’s top coastal attractions, this villa delivers comfort, convenience, and coastal charm in one perfect package.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history39 days on market
- Status: ActiveMar 13, 2026
- Listed$279,999Mar 12, 2026
- Price reduced$273,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 39
- Subdivision
- The Cove At Terra Ceia Bay Villas
- County
- Manatee
- Year built
- 2022
- Living area
- 1,248 sq ft
- Price/sq ft
- $220
- Building area
- 1,677 sq ft (Public Records)
- Lot size
- 3,672 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12081C0162F)
- Garage
- 1 spaces
- Annual taxes
- $3,184 (2025)
- Parcel #
- 2253705809
- Zoning
- PD-R
- MLS #
- O6389788
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $655 / Monthly
- Monthly HOA
- $655/mo
- Total monthly fees
- $655/mo
- Total annual fees
- $7,860
- HOA name
- Association Gulf Coast
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer's Agent to contact association to confirm for any leasing restrictions, process.
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x9 |
| Living Room | First | 10x14 |
| Primary Bedroom | First | 17x12 |
| Primary Bathroom | First | 6x12 |
| Bedroom 2 | First | 10x11 |
| Bathroom 2 | First | 7x7 |
| Dining Room | First | 11x14 |
Listing Details
- Listing date
- 2026-03-12
- On market date
- 2026-03-12
- Original list price
- $279,999
- Occupant type
- Tenant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-13
- Tax legal description
- UNIT 10, PH II, THE COVE AT TERRA CEIA BAY VILLAS PI #22537.0580/9
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head South on SR 19, turn left on 49th Street East. Turn right on 51st St Circle East.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 20, 2026 at 11:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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