$1,300,000
15389 105th Terrace Road
Summerfield, FL 34491
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to refined lakefront living on Lake Weir. This custom-built 3 bedroom, 3 bath home offers over 3,200 square feet of thoughtfully designed space on an oversized lot with a white sandy beach on Lake Weir. Built by a builder for himself, the craftsmanship and functionality are evident in every detail - from the custom stonework to the highly livable floor plan. The two-story design captures water views from multiple vantage points, including a private second-story balcony overlooking the lake. The living room showcases soaring ceilings and a stunning stone fireplace, creating a warm yet elevated gathering space. The primary suite is a true retreat, complete with a dual-sided gas fireplace shared between the bedroom and spa-inspired bath - featuring a soaking tub framed by natural light and custom stone detailing. Custom stone walk in shower with wonderful natural light. The island kitchen is designed for both everyday living and entertaining. A true cook's kitchen featuring commercial gas range and hood, granite countertops, generous cabinet space and a huge pantry! Downstairs, a generous bonus room - currently used as a home gym - offers flexibility for a media room, office, or guest retreat. Outdoors is where the lifestyle unfolds: expansive patio space, a tiki hut for shaded entertaining, hot tub overlooking the water, and your own stretch of sandy shoreline. Framed by mature oaks and a winding driveway situated in a convenient location, this home offers privacy, functionality, and timeless lakefront living. Lake life. Elevated. Conveniently located near The Villages, Belleview and Ocala.
Local Insight
At $402/sqft for a 2005 waterfront home in an AE flood zone, you're paying a premium for the water access and views, so flood insurance costs and elevation requirements should be a major part of your financial analysis—this isn't just a price negotiation but a risk assessment. The 0.81-acre lot is solid for the area, and the lack of HOA is a genuine plus, but Summerfield's location between Ocala and the Villages means you're trading proximity to either major hub for quieter lakefront living, which works if that's what you want but limits your options if circumstances change. Scrutinize the flood history, elevation of the living spaces, and what the actual flood insurance quotes run—waterfront appeal fades quickly when insurance becomes a monthly shock.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveFeb 27, 2026
- Listed$1,300,000Feb 27, 2026
- Price increased$1,300,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 19
- Subdivision
- Southwood Shores
- County
- Marion
- Year built
- 2005
- Living area
- 3,236 sq ft
- Price/sq ft
- $402
- Building area
- 4,188 sq ft (Public Records)
- Lot size
- 35,284 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $7,716 (2025)
- Parcel #
- 4772-014-000
- Zoning
- R1
- MLS #
- OM719757
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dryer
- Interior features
- Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Block
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Connected, Electricity Connected, Propane
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17.5x34 |
| Kitchen | First | 15.8x13.9 |
| Primary Bedroom | Second | 14.1x23.1 |
Listing Details
- Listing date
- 2026-02-27
- On market date
- 2026-02-27
- Original list price
- $1,300,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-02-27
- Tax legal description
- SEC 23 TWP 17 RGE 23 PLAT BOOK UR PAGE 117 SOUTHWOOD SHORES LOT 14 BEING MORE FULLY DESCRIBED AS FOLLOWS: COM AT A POINT ON THE N BDY OF GOVT LOT 4 TH S 89-38-00 E 1745 FT FROM THE NW COR OF GOVT LOT TH S 39-17-00 E 400 FT TH S 71-06-00 W 737.34 FT T O THE POB TH S 71-06-00 W 100 FT TH S 43-06-57 E 450 FT MORE OR LESS TO THE WATERS OF LAKE WEIR TH NELY ALONG AND WITH SAID WATERS TO A POINT S 39-17-00 E FROM THE POB TH N 39-17-00 W 430 FT MORE OR LESS TO THE POB & AN ESMT FOR INGRESS, EGRESS AND U TILITIES ALG AND OVER RDWY BEING DESC AS: COM AT NW COR OF GOV LOT 4 TH S 89-38 E 33 FT TO POB TH S 89-38 E 1712 FT TH S 39-17 E 400 FT TH S 71-06 W 937.34 FT TH S 34-13-30 W 633.23 FT TH N 89-37-46 W 707.98 FT TO E BDY OF SR 25 TH N 0-15-48 W 50 F
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Ocala, South on Hwy 441, Left on Sunset Harbor Road, Left at second entrance to Southwood Shores - SE 105th Terrace Road to home on right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 18, 2026 at 10:25 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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