$184,900

2320 Terra Ceia Bay Boulevard

Palmetto, FL 34221

Active
2
Beds
2
Baths
978
Sq Ft
1991
Built
$189/sqft
🏠Condominium

Property type

🏗️1991

Year built

📊$189

Price / sq ft

🏘️No HOA

HOA dues

📅110

Days on market

🌊X500

Flood zone

About this home

Must see updated 2/2 condo with luxury vinyl planking thru out and new shaker cabinets that shows like a model. This condo overlooks the golf course and has outstanding views from your private balcony and master bedroom. The open floor plan with its light and airy beach themes lends itself to Florida living at its best. The stainless steel appliances and the new stackable washer and drier are all part of the package. The private pool, gym and elevator are part of the benefits of this property along with assigned parking. The community benefits are many. The public golf course, tennis ,pickle ball and restaurants are all within walking distance for a fee. The nature boardwalk and the pier extending into Terra Ceia Bay allow for viewing magnificent sunsets and nature at its best. The hoa fee includes cable, internet, private pool, escrow reserve fund, grounds and exterior maintenance, management company, water, sewer and trash and more. Don’t miss this opportunity.

Estimated monthly payment

Principal & interest$935
Property taxes$258
Home insurance (est.)$85

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history110 days on market

  1. Status: Active
    Jan 8, 2026
  2. Listed$219,900
    Jan 8, 2026
  3. Price reduced$184,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
110
Subdivision
The Terra Ceia Club
County
Manatee
Year built
1991
Living area
978 sq ft
Price/sq ft
$189
Building area
1,038 sq ft (Public Records)
Lot category
Non-Applicable
Flood zone
X500 (12081C0162F)
Annual taxes
$3,094 (2024)
Parcel #
2416807200
Zoning
PDH
MLS #
A4677160

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
Interior features
Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Thermostat, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Guest, Off Street, Open

HOA & Financial

Total monthly fees
$762/mo
Total annual fees
$9,144
HOA name
CAMs by Stacia
CDD
Yes
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify all leasing restrictions with the association.
Approval process
Verify the approval process with the association.

Exterior & Construction

Exterior features
Balcony, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Built-Up, Other
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst11x14
Dining RoomFirst9x11
KitchenFirst8x13
Primary BedroomFirst12x12
Bedroom 2First11x12
Balcony/Porch/LanaiFirst4x11

Listing Details

Listing date
2026-01-07
On market date
2026-01-08
Original list price
$219,900
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-01-08
Tax legal description
UNIT 410 THE TERRA CEIA CLUB A CONDO PI#24168.0720/0

Flood risk

Moderate riskFEMA Zone X500Panel 12081C0162F

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US-41 BUS N/8th Ave W, Turn left onto 23rd St W, Continue straight onto Terra Ceia Bay Blvd, Turn right to stay on Terra Ceia Bay Blvd. Proceed to first High-Rise on right when coming through gate.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 28, 2026 at 1:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA