$159,900
2320 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMay 22, 2026
- Listed$159,900May 22, 2026
- Price increased$159,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- The Terra Ceia Club
- County
- Manatee
- Year built
- 1991
- Living area
- 978 sq ft
- Price/sq ft
- $164
- Building area
- 1,038 sq ft (Public Records)
- Lot size
- 138,980 sq ft
- Flood zone
- AE, X (12081C0162F)
- Annual taxes
- $4,021 (2025)
- Parcel #
- 2416805303
- Zoning
- PDH
- MLS #
- A4692946
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Elevator, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Humidity Control
Parking
- Attached garage
- No
- Parking features
- Deeded
HOA & Financial
- HOA fee
- $844 / Monthly
- Monthly HOA
- $844/mo
- Total monthly fees
- $844/mo
- Total annual fees
- $10,128
- HOA name
- Michelle Ash
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please refer to association for lease restrictions
- Approval process
- Buyer approval required - $100.00 application fee. Application is in attachments.
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
- Construction materials
- Stucco
- Roof
- Other
- Foundation
- Block, Concrete Perimeter
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 23x11 |
| Kitchen | First | 13x11 |
| Primary Bedroom | First | 12x12 |
| Primary Bathroom | First | 9x5 |
| Bedroom 2 | First | 12x11 |
Listing Details
- Listing date
- 2026-05-18
- On market date
- 2026-05-22
- Original list price
- $159,900
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-22
- Tax legal description
- UNIT 108 THE TERRA CEIA CLUB A CONDO PI#24168.0530/3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41 take the roundabout at 23rd St W, continue on 23rd street to the gate house at Palms of Terra Ceia Bay. Gate is open during daylight hours. Community is the first on your right. Park in any Guest parking spot.
More homes like this
$147,000
2320 Terra Ceia Bay Blvd #811
Palmetto, FL 34221
1 bd · 1 ba · 728 sqft
The Terra Ceia Club
MLS# A4672641
$150,000
2320 Terra Ceia Bay Blvd #406
Palmetto, FL 34221
2 bd · 2 ba · 936 sqft
The Terra Ceia Club
MLS# A4675146
$169,900
2320 Terra Ceia Bay Blvd #203
Palmetto, FL 34221
2 bd · 2 ba · 978 sqft
The Terra Ceia Club
MLS# A4611729
$184,900
2320 Terra Ceia Bay Blvd #410
Palmetto, FL 34221
2 bd · 2 ba · 978 sqft
The Terra Ceia Club
MLS# A4677160
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA