$169,900
2320 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. **Price reduced to $169,900—**ideal for Midwest snowbirds seeking a warm, low-maintenance Florida retreat. This beautifully updated 2-bedroom, 2-bath condo in Terra Ceia Bay offers the perfect seasonal escape with peaceful golf course views from your private balcony. Inside, you’ll find luxury vinyl plank flooring, granite countertops, stainless appliances, and a split-bedroom layout—perfect for hosting visiting family and friends. The spacious primary suite features a walk-in closet and dual-sink vanity. Major updates include a new HVAC and water heater (2024) This elevator building offers a private pool, fitness room, and recreation space, while the gated community features golf, pickleball, tennis, clubhouse dining, a tiki bar pool, and a fishing pier. With a 3-month minimum rental and true lock-and-leave convenience, this is an ideal second home—buy now and be ready to enjoy the next winter season in the Florida sunshine.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history711 days on market
- Status: ActiveJan 1, 2025
- Listed$235,000May 24, 2024
- Price reduced$169,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 711
- Subdivision
- The Terra Ceia Club
- County
- Manatee
- Year built
- 1991
- Living area
- 978 sq ft
- Price/sq ft
- $174
- Building area
- 1,038 sq ft (Public Records)
- Lot size
- 138,719 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X500
- Annual taxes
- $3,352 (2023)
- Parcel #
- 2416805659
- Zoning
- PDH
- MLS #
- A4611729
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar
- Laundry
- Electric Dryer Hookup, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Attached garage
- No
- Parking features
- Assigned, Common, Deeded, Guest
HOA & Financial
- HOA fee
- $843 / Monthly
- Monthly HOA
- $843/mo
- Total monthly fees
- $843/mo
- Total annual fees
- $10,121
- HOA name
- Stacia Searcy
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Tenant Application with fee - must be approved. Contact Property Manager CAMS by Stacia to confirm or for further details.
- Approval process
- Contact Property Manager CAMS by Stacia to confirm or for further details.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sidewalk, Sliding Doors, Tennis Court(s)
- Construction materials
- Stucco
- Roof
- Other
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 24x11 |
| Kitchen | First | 10x15 |
| Primary Bedroom | First | 12x12 |
| Primary Bathroom | First | 10x8 |
| Bedroom 2 | First | 11x13 |
Listing Details
- Listing date
- 2024-05-22
- On market date
- 2024-05-24
- Original list price
- $235,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2025-01-01
- Tax legal description
- UNIT 203 THE TERRA CEIA CLUB A CONDO TOGETHER WITH PARKING SPACE #26 PI#24168.0565/9
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US-41 BUS N/8th Ave W, turn left onto 23rd St W, continue straight onto Terra Ceia Bay Blvd, turn right to stay on Terra Ceia Bay Blvd. Proceed to first High Rise on the right when coming thru the gate, Make a left in front of the building and park in space 26 on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 6, 2026 at 2:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA