2320 Terra Ceia Bay Boulevard, FL2320 Terra Ceia Bay Boulevard, FL2320 Terra Ceia Bay Boulevard, FL
Stellar MLS
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$169,900

2320 Terra Ceia Bay Boulevard

Palmetto, FL 34221

Listing updated: July 2, 2026 at 5:35 PM ET

Active
Stellar MLSListing courtesy of Mcneely & Company · Sherri McNeely · MLS #A4611729 · Active · 941-730-1880
2
Beds
2
Baths
978
Sq Ft
3.2
Acres
1991
Built
WaterfrontWater access3.2 acres$174/sqft360° tour
Condominium

Property type

1991

Year built

138,719 sqft

Lot size

$174

Price / sq ft

$843/mo

HOA dues

768

Days on market

X500

Flood zone

About this home

One or more photo(s) has been virtually staged. Virtually Staged. Price Reduced to $169,900! Enjoy maintenance free Florida living in this beautifully updated 2 bedroom, 2 bathroom condo in the gated Terra Ceia Bay community. Overlooking the golf course, this move in ready home features luxury vinyl plank flooring, granite countertops, stainless steel appliances, a desirable split bedroom floor plan, and a spacious primary suite with a walk in closet and dual sink vanity. Major updates include a new HVAC system and water heater in 2024. Enjoy an elevator building with a private pool, fitness center, and recreation room, plus resort style amenities including golf, pickleball, tennis, clubhouse dining, tiki bar, fishing pier, and scenic walking paths.

Estimated monthly payment

Principal & interest$859
Property taxes$279
Home insurance (est.)$78
HOA dues$843

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history768 days on market

  1. Status: Active
    Jan 1, 2025
  2. Listed$235,000
    May 24, 2024
  3. Price reduced$169,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
768
Subdivision
The Terra Ceia Club
County
Manatee
Year built
1991
Living area
978 sq ft
Price/sq ft
$174
Building area
1,038 sq ft (Public Records)
Lot size
138,719 sq ft
Lot category
2 to less than 5
Flood zone
X500
Annual taxes
$3,352 (2023)
Parcel #
2416805659
Zoning
PDH
MLS #
A4611729

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar
Laundry
Electric Dryer Hookup, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
No
Parking features
Assigned, Common, Deeded, Guest

HOA & Financial

HOA fee
$843 / Monthly
Monthly HOA
$843/mo
Total monthly fees
$843/mo
Total annual fees
$10,121
HOA name
Stacia Searcy
CDD
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenant Application with fee - must be approved. Contact Property Manager CAMS by Stacia to confirm or for further details.
Approval process
Contact Property Manager CAMS by Stacia to confirm or for further details.

Exterior & Construction

Exterior features
Balcony, Lighting, Sidewalk, Sliding Doors, Tennis Court(s)
Construction materials
Stucco
Roof
Other
Foundation
Slab
Waterfront
Yes
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Size Limit, Yes

Schools

ElementaryPalmetto Elementary-MNGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst24x11
KitchenFirst10x15
Primary BedroomFirst12x12
Primary BathroomFirst10x8
Bedroom 2First11x13

Listing Details

Listing date
2024-05-22
On market date
2024-05-24
Original list price
$235,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2025-01-01
Tax legal description
UNIT 203 THE TERRA CEIA CLUB A CONDO TOGETHER WITH PARKING SPACE #26 PI#24168.0565/9

Flood risk

Moderate riskFEMA Zone X500

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US-41 BUS N/8th Ave W, turn left onto 23rd St W, continue straight onto Terra Ceia Bay Blvd, turn right to stay on Terra Ceia Bay Blvd. Proceed to first High Rise on the right when coming thru the gate, Make a left in front of the building and park in space 26 on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 2, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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