$147,000
2320 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
**Live Above It All at Palms of Terra Ceia Bay!** Elevate your lifestyle in this beautifully updated 1-bed, 1-bath **8th-floor penthouse** overlooking peaceful farmland, the golf course, and sparkling Terra Ceia Bay. This move-in-ready condo features a **2024 hot water heater, 2024 dishwasher, and an in-unit stackable washer/dryer** for added convenience and water filtration system in kitchen. Enjoy breathtaking views in every direction and effortless access to I-75, downtown Bradenton, Parrish, St. Pete, airports, and the world-class Gulf beaches. Perfect as an investment, seasonal retreat, or full-time home, this vibrant community offers **pickleball and tennis courts, a pool, high-speed internet, assigned parking, a 500-ft fishing pier with Skyway Bridge views,** and a scenic mangrove boardwalk. All with the **lowest condo fees in the building . Also the seller will cover condo fees through **3/31/26**. **Live the Florida dream at Palms of Terra Ceia Bay!**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history190 days on market
- Status: ActiveNov 20, 2025
- Listed$177,000Nov 20, 2025
- Price reduced$147,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 190
- Subdivision
- The Terra Ceia Club
- County
- Manatee
- Year built
- 1991
- Living area
- 728 sq ft
- Price/sq ft
- $202
- Building area
- 788 sq ft (Public Records)
- Lot size
- 138,719 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE X
- Annual taxes
- $2,855 (2023)
- Parcel #
- 2416809651
- Zoning
- PL_PD-H
- MLS #
- A4672641
Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Assigned, Ground Level, Guest
HOA & Financial
- Total monthly fees
- $638/mo
- Total annual fees
- $7,656
- HOA name
- TERRA CEIA Club Condo Association
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- contact Stacia at Cams by Stacia to confirm lease restrictions. 914-315-8044
- Approval process
- contact Stacia at Cams by Stacia for approval process 914-315-8044
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x13 |
| Dining Room | First | 10x8 |
| Living Room | First | 10x14 |
| Primary Bedroom | First | 10.5x11.5 |
| Primary Bathroom | First | 9x5.5 |
Listing Details
- Listing date
- 2025-11-19
- On market date
- 2025-11-20
- Original list price
- $177,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2025-11-20
- Tax legal description
- Unit 811 The TERRA CEIA Club Condo PI#24168.0965/1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate continue on Terra Ceia Bay Blvd, First building on right, park in visitor space, take elevator to 8th floor
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 10:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA