$332,500
1608 Terra Ceia Bay Circle
Palmetto, FL 34221
Property type
Year built
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Come enjoy the Florida lifestyle! This open and bright 3/2 villa features vaulted ceilings, neutral finishes, and an abundance of natural light throughout. Situated on a golf course fairway, this home offers nature views from an enclosed air-conditioned Florida room and outdoor patio. The eat-in kitchen has been recently upgraded with refreshed cabinetry and newer refrigerator and dishwasher making it both stylish and functional. The spacious and private primary suite includes a large bedroom and an ensuite bath with a recently remodeled walk-in shower. The second bedroom is perfectly suited for a den or home office. Clean and well-maintained, this home features a two-car garage for added convenience. Other recent updates include impact windows (2022), HVAC system (2024) along with a washer /dryer (2024.) Located in the desirable Terra Ceia Bay Country Club, residents enjoy a public 18-hole executive golf course, an on-site restaurant and pub, and an active, welcoming clubhouse. Additional amenities—including a swimming pool, fitness center, tennis, and pickleball—are available through reasonably priced memberships. This lovely villa is situated halfway between St. Pete and Sarasota, close by to world-class beaches, airports, restaurants, museums, shopping, arts, and entertainment.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history142 days on market
- Status: ActiveJan 9, 2026
- Listed$360,000Jan 9, 2026
- Price reduced$332,500
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 142
- Subdivision
- Bay Estates North
- County
- Manatee
- Year built
- 1997
- Living area
- 1,488 sq ft
- Price/sq ft
- $223
- Building area
- 2,075 sq ft (Public Records)
- Lot size
- 0 sq ft
- Flood zone
- AE* (12081C0162F)
- Garage
- 2 spaces
- Annual taxes
- $3,976 (2025)
- Parcel #
- 2412714202
- Zoning
- PDH
- MLS #
- A4677127
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Split Bedroom, Stone Counters, Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $447/mo
- Total annual fees
- $5,360
- HOA name
- Stacia Searcy
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 2 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please see community docs for information on leasing restrictions/guidelines
- Approval process
- Please see community docs for information on leasing restrictions/guidelines Contact Cams by Stacia for application, fee and approval process
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 23x15 |
| Kitchen | First | 15x10 |
| Primary Bedroom | First | 13x13 |
| Bedroom 2 | First | 10x12 |
| Bedroom 3 | First | 12x12 |
| Florida Room | First | 18x8 |
Listing Details
- Listing date
- 2026-01-06
- On market date
- 2026-01-09
- Original list price
- $360,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-09
- Tax legal description
- UNIT 4 BAY ESTATES NORTH CONDO PI#24127.1420/2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From HWY 41 in Palmetto turn west onto 23rd Ave at the roundabout, continue straight to the gate for Terra Ceia Bay Club, enter through the public side (right side) follow the road around to the right and turn right onto Terra Ceia Bay Circle, condo will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 31, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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