$519,900

1226 3rd Street Circle

Palmetto, FL 34221

Active
4
Beds
3
Baths
2,848
Sq Ft
0.05
Acres
2005
Built
WaterfrontWater accessIn-law suite$183/sqft360° tour
🏠Townhouse

Property type

🏗️2005

Year built

📐2,047 sqft

Lot size

📊$183

Price / sq ft

🏘️$789/mo

HOA dues

📅182

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

BOATER AND NATURE LOVER'S DREAM IN THIS EXCEPTIONAL 4 BEDROOM/3BATHROOM TOWNHOME! Sellers are motivated! Located in the gorgeous gated community of the Hammocks at Riviera Dunes. Situated adjacent to a deep water protected harbor out to the Manatee river. The community amenities include: Boat slips for rent or purchase, Community center with workout area & kitchen, 2 pools, pickle ball/tennis court, and all outdoor maintenance included. This three level townhome features a beautiful open floor plan on the main level with ceramic tile & rich countertops. There is a gorgeous panoramic view of the pool, a pond featuring a beautiful fountain, a nature preserve with live oaks, & a bridge to an island. Off the main level is the spacious paver balcony with a natural gas grill for outdoor entertaining. The bedroom on this level may be used as a den/office or a formal dining room. Sleek bamboo floors and wrought iron railings escort you to the top floor large primary suite, featuring French doors, a huge walk-in closet, large en suite bathroom with updated contemporary walk-in shower and soaking tub. An added convenience is the full laundry room on this floor. Additionally, this floor has a guest room with en suite bath, walk-in closet, & view of the Manatee river. This townhome features a large lower level flex space, which is semi-finished, with huge walk in storage closets, making this an ideal game room, man cave, or space for added guests. Strategically located just minutes from award winning beaches, preserves, I-75, Skyway Bridge, Ellenton outlet mall, numerous restaurants, County convention center, & Bradenton/ Sarasota. Come make this DREAM Townhome yours!

Estimated monthly payment

Principal & interest$2,629
Property taxes$385
Home insurance (est.)$238
HOA dues$789

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history182 days on market

  1. Status: Active
    Sep 30, 2025
  2. Listed$539,900
    Sep 30, 2025
  3. Price reduced$519,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
182
Subdivision
Hammocks At Riviera Dunes
County
Manatee
Year built
2005
Living area
2,848 sq ft
Price/sq ft
$183
Building area
3,624 sq ft (Public Records)
Lot size
2,047 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0168E)
Garage
2 spaces
Annual taxes
$4,624 (2024)
Parcel #
2581620329
Zoning
PDMU
MLS #
TB8430762

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Bamboo, Ceramic Tile, Concrete, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet, Laundry Room
Stories / Levels
Three Or More
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central, Natural Gas
Cooling
Central Air, Mini-Split Unit(s), Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Guest

HOA & Financial

HOA fee
$2,367 / Quarterly
Monthly HOA
$789/mo
Total monthly fees
$940/mo
Total annual fees
$11,284
HOA name
Julie Conway
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See condo rules and Regs. Minimum lease 3 months subject to approval.
Approval process
Subject to community rules and regs.

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Tennis Court(s)
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit, Size Limit

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomSecond18x13
KitchenSecond15x12
Dining RoomSecond13x11
Primary BedroomThird15x14
Bedroom 2Third15x13
Bonus RoomFirst24x24
Bathroom 3Second14x13
Bathroom 2Second
Bathroom 1First

Listing Details

Listing date
2025-09-29
On market date
2025-09-30
Original list price
$539,900
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Status changed
2025-09-30
Tax legal description
LOT 6 HAMMOCKS AT RIVIERA DUNES PB 44/20-23 PI#25816.2032/9

Flood risk

High riskFEMA Zone AEPanel 12081C0168E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 1-75 take exit 224, West to Haben BLVD, turn left at stop light, proceed to gate, left through gate, quick right turn, quick left turn, turn to home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 31, 2026 at 5:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA