4538 35th Avenue Circle, FL
Stellar MLS

$439,900

4538 35th Avenue Circle

Palmetto, FL 34221

Listing updated: June 9, 2026 at 12:30 PM ET

Active
3
Beds
2
Baths
1,573
Sq Ft
0.2
Acres
2005
Built
WaterfrontWater accessPrivate pool$280/sqft360° tour
Single Family Residence

Property type

2005

Year built

8,799 sqft

Lot size

$280

Price / sq ft

$87/mo

HOA dues

10

Days on market

2

Garage spaces

X

Flood zone

About this home

PRICE REDUCED BY $10,000! SELLERS ARE MOTIVATED! Imagine waking up each morning to the beauty of sparkling lake views right outside your window—this is the ultimate Florida lifestyle awaiting you in this exquisitely updated lakefront home boasting a private screened-in pool and breathtaking water views. This turnkey property offers the perfect blend of modern elegance, comfort, and peace of mind, having been meticulously updated from top to bottom with a brand-new roof installed in July 2023 for years of worry-free living and added long-term value. The heart of the home shines with a fully updated kitchen featuring elegant new granite countertops, a matching backsplash, and top-of-the-line appliances including a new Samsung refrigerator, Bosch dishwasher, and a new Samsung washer and dryer. Step inside to discover beautiful new luxury waterproof vinyl flooring that flows seamlessly throughout the main living areas and all three bedrooms, creating a clean, stylish, and durable foundation for your family, complemented by all-new light fixtures and five new matching ceiling fans with remotes that deliver both beautiful ambiance and practical comfort in every room. Outside, your private oasis comes with a completely rescreened lanai, a new pool pump and filter for crystal-clear swimming, and upgraded outdoor lighting that elegantly illuminates the entire home and pool area—setting the stage for unforgettable evening gatherings with friends or quiet, relaxing nights. Additional smart upgrades include a full ADT security system with cameras for added safety, new light switches throughout the home, and surge protectors installed on the AC unit and electrical panel to protect your investment. Located in the charming, well-maintained Sugar Mill Lakes community, this lakefront retreat provides exclusive access to wonderful recreational amenities, including a playground with a picnic area, tennis court, and basketball court—perfect for active families or weekend enjoyment. Whether you're seeking a peaceful waterfront escape or a vibrant community setting, this exceptional move-in-ready home delivers it all and is priced to sell with recent upgrades that make it a rare lakefront opportunity that won’t stay on the market long. Don’t miss your chance to own a slice of Florida paradise—schedule your private showing today and start living the lakefront dream!

Estimated monthly payment

Principal & interest$2,224
Property taxes$337
Home insurance (est.)$202
HOA dues$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    May 30, 2026
  2. Listed$449,900
    May 30, 2026
  3. Price reduced$439,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Cumulative DOM
35
Subdivision
Sugar Mill Lakes Ph 1
County
Manatee
Year built
2005
Living area
1,573 sq ft
Price/sq ft
$280
Building area
2,292 sq ft (Public Records)
Lot size
8,799 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0167F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,046 (2025)
Parcel #
747504559
Zoning
PDR
MLS #
TB8513839

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$260 / Quarterly
Monthly HOA
$87/mo
Total monthly fees
$87/mo
Total annual fees
$1,040
HOA name
CAM by Stacia
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify all leasing restrictions with HOA.
Approval process
APPLICATION(S) MUST BE RECEIVED BY PROPERTY MANAGEMENT, CAMS BY STACIA, IN ONE COMPLETE PACKAGE AT LEAST 15 BUSINESS DAYS PRIOR TO OCCUPANCY.

Exterior & Construction

Exterior features
Garden, Lighting
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst12x12
Living RoomFirst24x17
Dining RoomFirst12x9
Primary BedroomFirst16x13
Primary BathroomFirst15x11
Bedroom 2First12x11
Bedroom 3First12x10
Bathroom 2First9x5
LaundryFirst6x5
Balcony/Porch/LanaiFirst18x12

Listing Details

Listing date
2026-05-29
On market date
2026-05-30
Original list price
$449,900
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Status changed
2026-05-30
Tax legal description
LOT 162 SUGAR MILL LAKES PHASE 1 PI#7475.0455/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0167F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

N on Ellenton Gillette Rd, Turn Left into Sugar Mill Lakes and take your first left. Home is around the corner on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 9, 2026 at 12:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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