$575,000

1318 3rd Street Circle

Palmetto, FL 34221

Active
4
Beds
4
Baths
2,848
Sq Ft
0.06
Acres
2005
Built
In-law suite$202/sqft360° tour
🏠Townhouse

Property type

🏗️2005

Year built

📐2,396 sqft

Lot size

📊$202

Price / sq ft

🏘️$786/mo

HOA dues

📅445

Days on market

🚗2

Garage spaces

🌊X500

Flood zone

About this home

Bring your boat and start living the waterfront lifestyle you’ve been dreaming of, this rare opportunity includes a DEEDED 50-FT SLIP (accommodating up to a 55-ft vessel) in a protected deep-water marina with direct access to the Gulf of Mexico in just minutes. Priced to sell and unmatched in value, this is one of the best opportunities on the market for serious boaters looking for convenience, security, and resort-style living all in one. Located in a secure, gated community, this elevator-equipped, maintenance-free townhome offers three levels of thoughtfully designed living with four bedrooms and four full baths. The flexible first-floor bonus room is ideal as a guest or in-law suite, home office, gym, or game room, complete with a full bath, walk-in closet, private entrance, and patio. The main living level features a modern kitchen that opens to spacious living and dining areas, along with a screened lanai plumbed for natural gas perfect for outdoor grilling and entertaining, plus a guest bedroom and full bath. Upstairs, the primary suite provides a private retreat with its own screened lanai, while an additional bedroom with en-suite bath offers comfort and privacy for family or guests. Enjoy true maintenance-free living with HOA coverage that includes cable, internet, ADT security monitoring, irrigation, flood insurance, landscaping, roof and exterior maintenance, along with full access to resort-style amenities including two pools, tennis and pickleball courts, fitness center, and clubhouse. Situated within Riviera Dunes Marina, an 80-acre protected harbor with on-site dining, nearby restaurants, and the Marriott Hotel and convention center just steps away, and conveniently located near Bradenton, Anna Maria Island, Sarasota, Tampa, and St. Petersburg, this home delivers exceptional value, luxury, and an unbeatable boating lifestyle.

Estimated monthly payment

Principal & interest$2,908
Property taxes$469
Home insurance (est.)$264
HOA dues$786

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history445 days on market

  1. Status: Active
    Nov 1, 2025
  2. Listed$700,000
    Mar 6, 2025
  3. Price reduced$575,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
445
Cumulative DOM
883
Subdivision
Hammocks At Riviera Dunes
County
Manatee
Year built
2005
Living area
2,848 sq ft
Price/sq ft
$202
Building area
3,628 sq ft (Appraiser)
Lot size
2,396 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12081C0168F)
Garage
2 spaces
Annual taxes
$5,624 (2024)
Parcel #
2581620759
Zoning
PDMU
MLS #
A4641821

Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Elevator, High Ceilings, Kitchen/Family Room Combo, Pest Guard System, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Three Or More
Direction faces
Southeast
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$2,357 / Quarterly
Monthly HOA
$786/mo
Total monthly fees
$1,232/mo
Total annual fees
$14,788
HOA name
Julie Conway
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
see HOA docs in attachments

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomThird15x14
KitchenSecond15x14
Great RoomSecond25x20

Listing Details

Listing date
2025-03-05
On market date
2025-03-06
Original list price
$700,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2025-11-01
Tax legal description
LOT 15 HAMMOCKS AT RIVIERA DUNES PB 44/20-23 PI#25816.2075/9

Flood risk

Moderate riskFEMA Zone X500Panel 12081C0168F

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 to exit 224, US-301 N. Continue on Haben Blvd. Drive to 3rd St Cir E

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 9:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA