$1,500,000
3198 Indian Gulf Lane
Spring Hill, FL 34607
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
THE ARTISTS SANCTUARY Where Perfection Meets the Gulf in Intimate Splendor Some seek estates to conquer—others seek sanctuaries to inspire. This exquisitely reimagined Gulf-front residence offers something increasingly rare: waterfront perfection on a human scale. Just steps from its grander neighbor, this jewel box property proves that true luxury is not always about size, it is about the flawless execution of an irreplaceable vision. The Setting: Direct Gulf frontage with those same breathtaking sunset views, but in a more intimate embrace. Your private shoreline offers immediate access to world-class fishing, kayaking, and the timeless rhythms of coastal life. Here, Old Floridas soul meets modern sophistication in perfect harmony. The Revelation: Three bedrooms, three baths, completely transformed with an artists eye for detail. Every space flows effortlessly into the next, while walls of glass dissolve the boundary between your designer interior and natures grand theater. The gourmet kitchen, crowned with stone and steel, becomes a stage for culinary adventures with the Gulf as your backdrop. The Distinction: Offered fully furnished and impeccably finished, this is the property for those who value perfection over square footage, craftsmanship over scale. Whether as your primary sanctuary, an income-producing gem, or the ideal complement to a larger estate vision, this residence delivers immediate gratification—no waiting, no construction, just pure coastal bliss from day one. For those who know that sometimes, the most precious jewels come in smaller settings. Professional appraisal on file confirms exceptional market positioning. PS For those moments when coastal sophistication calls for comfort food, a Cracker Barrel awaits just minutes away—because even paradise appreciates a good biscuit. stainless steel appliances & stone countertops. Three spacious bedrooms, three bathrooms. Current Appraisal is attached to listing.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history155 days on market
- Status: ActiveSep 19, 2025
- Listed$1,750,000Sep 19, 2025
- Price reduced$1,500,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 155
- Subdivision
- Indian Bay Country Homes Unrec
- County
- Hernando
- Year built
- 1984
- Living area
- 1,120 sq ft
- Price/sq ft
- $1,339
- Building area
- 2,968 sq ft (Public Records)
- Lot size
- 15,600 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- VE* (12053C0283E)
- Garage
- 2 spaces
- Annual taxes
- $80,000 (2024)
- Parcel #
- R25-223-16-2615-0010-0140
- Zoning
- R1A
- MLS #
- W7879120
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Laminate, Wood
- Appliances
- Cooktop, Dishwasher, Dryer, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Boat
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Storage
- Construction materials
- Stucco
- Roof
- Metal
- Foundation
- Pillar/Post/Pier
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 14x12 |
| Living Room | Second | 20x12 |
| Primary Bedroom | Second | 14x14 |
Listing Details
- Listing date
- 2025-09-19
- On market date
- 2025-09-19
- Original list price
- $1,750,000
- Occupant type
- Owner
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- West Pasco
- Status changed
- 2025-09-19
- Tax legal description
- INDIAN BAY COUNTRY HOMES UNREC BLK 1 LOTS 13 & 14 UNDIV INT IN ROAD R/W
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Intersection of Cortez Blvd and Commercial Way, go S on Commercial Way, turn W onto Osowaw Blvd, turn R onto Indian Bay Lane, then L onto Indian Gulf
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 21, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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