1566 Indian Bay Road, FL

$449,900

1566 Indian Bay Road

Spring Hill, FL 34607

Active
2
Beds
2
Baths
1,536
Sq Ft
0.29
Acres
2001
Built
Water viewWater access$293/sqft
Single Family Residence

Property type

2001

Year built

12,600 sqft

Lot size

$293

Price / sq ft

No HOA

HOA dues

37

Days on market

AE

Flood zone

About this home

Welcome to your laid-back coastal retreat in the desirable Indian Bay neighborhood of Hernando County. This elevated two-bedroom, one-and-a-half-bath home captures the essence of Gulf-side living with inviting spaces and breezy waterfront charm. Step inside to a light-filled family room that flows effortlessly into a spacious kitchen designed for both function and style. Featuring abundant cabinetry, granite countertops, and a cozy eat-in area, the kitchen overlooks the Gulf—creating the perfect backdrop for morning coffee or evening meals. Both the kitchen and family room offer sliding glass doors that open to a covered, screened front deck where you can unwind and take in stunning sunset views over the water. The home offers two generously sized bedrooms, each with pocket sliding doors, ample closet space, and private sliding glass doors leading to an expansive 31-foot covered back patio overlooking a peaceful, wooded backyard—ideal for relaxing or entertaining in a more secluded setting. Need extra space? A charming spiral staircase in the family room leads to a 31’ x 12’ loft, currently utilized as a third bedroom, offering flexibility for guests, a home office, or creative space. Underneath the home, you’ll find an impressive 60’ x 31’ area with 11-foot ceiling height and a convenient half bath—perfect for storing boats, RVs, or all your coastal lifestyle toys. Ideally located just minutes from Hernando Beach shopping, dining, and local marinas, this home offers the perfect blend of comfort, functionality, and relaxed coastal living. Whether you’re looking for a full-time residence or a weekend getaway, this Gulf-view gem is ready to welcome you home.

Estimated monthly payment

Principal & interest$2,275
Property taxes$444
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history37 days on market

  1. Status: Active
    Apr 24, 2026
  2. Listed$449,900
    Apr 24, 2026
  3. Price increased$449,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
37
Subdivision
Indian Bay Country Homes Unrec
County
Hernando
Year built
2001
Living area
1,536 sq ft
Price/sq ft
$293
Building area
4,288 sq ft (Public Records)
Lot size
12,600 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12053C0283E)
Annual taxes
$5,331 (2025)
Parcel #
R25-223-16-2615-0000-0040
Zoning
R1A
MLS #
TB8501398

Interior Details

Bedrooms
2
Full bathrooms
1
Half bathrooms
1
Flooring
Laminate
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Driveway, Ground Level, Off Street, Basement
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Stilt/On Piling
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst14x14
KitchenFirst18x14
Primary BedroomFirst13x12
Bedroom 2First13x12
LoftFirst31x12
Balcony/Porch/LanaiFirst31x11

Listing Details

Listing date
2026-04-24
On market date
2026-04-24
Original list price
$449,900
Occupant type
Vacant
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
Suncoast Tampa
Status changed
2026-04-24
Tax legal description
INDIAN BAY COUNTRY HOMES UNREC LOT 4

Flood risk

High riskFEMA Zone AEPanel 12053C0283E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Us 19 to Osowaw Blvd to Indian Bay Rd

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA