1578 Indian Bay Road, FL

$450,000

1578 Indian Bay Road

Spring Hill, FL 34607

Active
3
Beds
2
Baths
1,608
Sq Ft
0.55
Acres
1979
Built
Water viewWater access$280/sqft
Single Family Residence

Property type

1979

Year built

23,826 sqft

Lot size

$280

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

A rare find on Florida's Nature Coast! Nestled between Aripeka and Hernando Beach, 1578 Indian Bay Road offers the perfect blend of Old Florida charm, waterfront lifestyle, and modern updates. Aripeka, a historic 120- acre angler's paradise once visited by legends such as Babe Ruth and Jack Dempsey, and nearby Hernando Beach provide a unique coastal setting unlike anywhere else in the Tampa Bay area. Enjoy peaceful nights under star-filled skies while remaining conveniently close to everything you need - shopping, waterfront dining, beaches, breweries, and local attractions are all just a short drive away. This hidden gem delivers beautiful sunsets, privacy, and the tranquility of nature without sacrificing convenience. Originally built in 1979 and beautifully modernized in 2025, this 3-bedroom, 2-bath home features an open concept layout filled with natural light, plus a hidden office/den for a fun and unique touch. Luxury vinyl plank flooring flows throughout the main living areas, with ceramic tile in the bathrooms. Additional interior features include ceiling fans throughout, solid wood cabinetry, quartz countertops, and updated finishes throughout the home. Major 2025 updates include a new water heater, HVAC system, septic pump with alarm, garage door, kitchen appliances, electrical breakers, plumbing above the slab, nearly all windows and doors, plus fresh interior and exterior paint. Step outside to a screened-in patio spanning the length of the home, overlooking a fenced backyard with mature landscaping designed for both privacy and shade from the Florida sun. Located across from the canal and just down the road from the community boat ramp, this property is ideal for boating and fishing enthusiasts. Nearby grass flats, tidal inlets, and marshes are well known for trophy redfish, snook, and spotted sea trout. Experience the best of Florida living in this truly special coastal retreat.

Estimated monthly payment

Principal & interest$2,275
Property taxes$399
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 29, 2026
  2. Listed$450,000
    May 29, 2026
  3. Price increased$450,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Indian Bay Country Homes Unrec
County
Hernando
Year built
1979
Living area
1,608 sq ft
Price/sq ft
$280
Building area
2,574 sq ft (Public Records)
Lot size
23,826 sq ft
Lot category
1/2 to less than 1
Flood zone
AE (12053C0283E)
Garage
2 spaces
Annual taxes
$4,789 (2025)
Parcel #
R25-223-16-2615-0000-0050
Zoning
0
MLS #
TB8513638

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat
Laundry
In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Driveway, RV Access/Parking

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Concrete Perimeter
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWestside Elementary-HNGreatSchools ↗
MiddleFox Chapel Middle SchoolGreatSchools ↗
High SchoolWeeki Wachee High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x14
OfficeFirst12x11
Primary BedroomFirst16x12
Bedroom 2First9x13
Bedroom 3First13x10
Primary BathroomFirst14x6
Bathroom 2First9x6
Dining RoomFirst10x11
KitchenFirst17x10
Balcony/Porch/LanaiFirst40x11

Listing Details

Listing date
2026-05-29
On market date
2026-05-29
Original list price
$450,000
Occupant type
Owner
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
Suncoast Tampa
Status changed
2026-05-29
Tax legal description
INDIAN BAY COUNTRY HOMES UNREC LOTS 5 & 6 ORB 335 PGS 63 & 65

Flood risk

High riskFEMA Zone AEPanel 12053C0283E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 19 take Aripeka Rd (in Pasco) or Osowaw Blvd (in Hernando) [same road] west. Turn north onto Indian Bay Rd. When road splits veer to the right to stay on Indian Bay Rd. House will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA