10445 42nd Terrace, FL
Stellar MLS

$592,000

10445 42nd Terrace

Belleview, FL 34420

Active
4
Beds
3
Baths
2,831
Sq Ft
0.58
Acres
2003
Built
Private poolFireplace5-car garage$209/sqft
Single Family Residence

Property type

2003

Year built

25,265 sqft

Lot size

$209

Price / sq ft

$78/mo

HOA dues

0

Days on market

5

Garage spaces

X

Flood zone

About this home

Welcome home to this beautifully updated 4-bedroom, 2.5-bath residence offering over 2,800 square feet of spacious living in the heart of Belleview. Combining modern upgrades, exceptional outdoor living, and incredible garage space, this property is truly one of a kind. Step inside to discover an open-concept floor plan featuring beautiful finishes throughout, a decorative fireplace, ceiling fans, and stunning Tiffany-style lighting that add warmth and character to the living and kitchen areas. The kitchen is equipped with stainless steel appliances, a new kitchen sink, and ample space for entertaining. Best of all, all appliances remain with the home. Major updates provide peace of mind, including a new roof (2022), hot water heater and air conditioning system (2024), updated electrical, updated bathrooms, and a recently serviced well water system with new irrigation piping. A whole-house water softener adds even more convenience. Outdoor living is where this home truly shines. Enjoy the massive 892-square-foot lanai overlooking a sparkling saltwater pool with a new pool heater installed in 2022. The oversized backyard is fully enclosed with a privacy fence added in 2024 and is easily accessible through the custom rear door, creating the perfect setting for entertaining, relaxing, or enjoying family gatherings. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the rare 5-car garage setup, featuring an attached 2-car garage plus an impressive 720-square-foot detached 3-car garage. Conveniently located near parks, shopping, dining, and everyday amenities, this exceptional Belleview property offers the perfect combination of space, comfort, and functionality. Don't miss your opportunity to make this incredible home yours!

Local Insight

At $209 per square foot, you're getting solid value for a 2003 home with a pool and 5-car garage in Marion County, though the modest $78 HOA fee suggests limited amenities compared to newer subdivisions. The real advantage here is the X flood zone designation—no flood insurance requirement—which saves you hundreds annually and makes refinancing simpler, a meaningful long-term financial benefit that often gets overlooked. Keep in mind this is an older build in a quieter rural area, so factor in potential maintenance costs and verify that the pool equipment and systems are genuinely up to code before closing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,993
Property taxes$482
Home insurance (est.)$271
HOA dues$78

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$592,000
    Jun 4, 2026
  3. Price increased$592,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Cobblestone Ph 1
County
Marion
Year built
2003
Living area
2,831 sq ft
Price/sq ft
$209
Building area
5,183 sq ft (Public Records)
Lot size
25,265 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12083C0729D)
Garage
5 spaces
Pool
Private pool
Annual taxes
$5,779 (2025)
Parcel #
3721-001-021
Zoning
PUD
MLS #
O6413683

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
5
Attached garage
Yes
Parking features
Driveway, Golf Cart Garage, Guest

HOA & Financial

HOA fee
$940 / Annually
Monthly HOA
$78/mo
Total monthly fees
$78/mo
Total annual fees
$940
HOA name
Vine Management
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify

Exterior & Construction

Exterior features
Lighting, Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public, Well
Utilities
Electricity Connected, Public, Sprinkler Well

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryBelleview-Santos Elem. SchoolGreatSchools ↗
MiddleBelleview Middle SchoolGreatSchools ↗
High SchoolBelleview High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First11x10
Bedroom 3First11x10
Bedroom 4First12x10
Dining RoomFirst12x10
Utility RoomFirst7x5
KitchenFirst13x15
Living RoomFirst18x16
OfficeFirst9x10
Primary BedroomFirst16x17
Family RoomFirst17x15

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$592,000
Occupant type
Vacant
MLS area
34420 - Belleview
Listing AOR
Sarasota - Manatee
Status changed
2026-06-04
Tax legal description
SEC 26 TWP 16 RGE 22 PLAT BOOK 006 PAGE 018 COBBLESTONE PHASE 1 BLK A LOT 21

Flood risk

Minimal riskFEMA Zone XPanel 12083C0729D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

HWY 441 SOUTH TO BELLEVIEW. TURN RIGHT INTO THE ENTRANCE OF COBBLESTONE SE 106TH AVE. FOLLOW TO SE 42ND TER, TURN RIGHT, HOME IS ON THE RIGHT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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