490 Desoto Street, FL
Stellar MLS

$499,900

490 Desoto Street

Clermont, FL 34711

Active
3
Beds
3
Baths
2,072
Sq Ft
0.3
Acres
1952
Built
In-law suite$241/sqft
Single Family Residence

Property type

1952

Year built

13,200 sqft

Lot size

$241

Price / sq ft

No HOA

HOA dues

0

Days on market

1

Garage space

X

Flood zone

About this home

DOWNTOWN CLERMONT LOCATION • SEPARATE INCOME-PRODUCING LIVING QUARTERS • MULTI-GENERATIONAL LIVING • .30-ACRE CORNER LOT • WALK TO THE WATERFRONT, TRAILHEAD, RESTAURANTS & BREWERIES! Rarely does a property offer this combination of location, versatility, and future opportunity in the heart of Historic Downtown Clermont. Situated on a prominent .30-acre corner lot, this extensively renovated property is just a short walk to Waterfront Park, the Clermont Trailhead, restaurants, breweries, coffee shops, boutiques, farmers markets, and the many festivals and events that make Downtown Clermont one of Central Florida's most desirable places to live. The main residence features 2 BR, 1.5 BA, refinished original hardwood floors, an open-concept design, and a beautifully renovated kitchen showcasing quartz countertops, new cabinetry with soft-close drawers, and updated appliances. Both bathrooms have been thoughtfully remodeled with quality finishes, including quartz countertops. Additional upgrades include new Low-E windows, private laundry, and an attached garage. The fully renovated lower level offers a separate 1 BR, 1 BA living space complete with its own private entrance, full kitchen with quartz countertops, soft-close cabinetry, and updated appliances, along with a separate laundry room, storage areas, and dedicated parking with private driveway. The interior stairwell can remain open for seamless living or closed off to create two independent living spaces. Whether you're looking for a primary residence, a multi-generational living arrangement, a home with income-producing potential, or an investment opportunity, this property delivers. Live upstairs and rent downstairs, utilize the property as a duplex-style investment, or create the ideal setup for extended family. Adding even greater long-term value, the property is zoned within CLERMONT'S RESIDENTIAL/PROFESSIONAL DISTRICT, providing added flexibility for potential future professional office or specialty business uses, while maintaining all the charm and functionality of a beautifully renovated downtown residence. Recent improvements include extensive renovations throughout both levels, updated plumbing, new Low-E windows, newer HVAC systems, new driveway, new irrigation system, gutters with leaf guard protection, new garage door and opener, new sod, and more. Opportunities like this are increasingly rare, offering a walkable downtown lifestyle, income potential, multi-generational flexibility, and long-term value in one exceptional property. Hurry to schedule your private showing today!

Estimated monthly payment

Principal & interest$2,528
Property taxes$387
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$499,900
    Jun 4, 2026
  3. Price increased$499,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Clermont
County
Lake
Year built
1952
Living area
2,072 sq ft
Price/sq ft
$241
Building area
2,588 sq ft (Public Records)
Lot size
13,200 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0570E)
Garage
1 spaces
Annual taxes
$4,649 (2025)
Parcel #
24-22-25-0100-048-01601
Zoning
R-3
MLS #
G5113312

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile, Vinyl, Wood
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Stone Counters
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please reference any city/county restrictions.

Exterior & Construction

Exterior features
Private Entrance, Rain Gutters, Sidewalk
Construction materials
Cement Siding, Frame
Roof
Shingle
Foundation
Basement, Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst20x16
KitchenFirst10x14
Dining RoomFirst10x12
Primary BedroomFirst16x14
Bedroom 2First16x12
Bedroom 3Basement16x11
Living RoomBasement5x13
KitchenBasement12x13

Listing Details

Listing date
2026-05-29
On market date
2026-06-04
Original list price
$499,900
Occupant type
Owner
MLS area
34711 - Clermont
Listing AOR
Lake and Sumter
Status changed
2026-06-04
Tax legal description
CLERMONT S 88 FT OF LOTS 16 18 20 BLK 48 PB 8 PG 17 ORB 5943 PG 804

Flood risk

Minimal riskFEMA Zone XPanel 12069C0570E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Us-27 and SR-50 in Clermont, go West on SR-50, Right on 5th St, home is on the Northeast corner of 5th St and W Desoto.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 7:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA