$415,000
838 Chamberlin Trail
St Cloud, FL 34772
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. SALTWATER POOL, NEW ROOF 12/25, A/C REPLACED 2019, WATER HEATER REPLACED 2019, NEW WATER SOFTENER 2024, NEW DISPOSAL 2025.......have your attention yet? This backyard boasts VINYL PRIVACY FENCING.....a screened-in pool with a fountain feature, a covered patio, & the CHILD SAFETY BARRICADE. Work from home??......need a crafts room??.....homeschool the kiddos??......need a guest room for family visitors??.......Ok, Ok, we got you!!! In addition to beds 2 & 3, we have an OFFICE/DEN/4TH BEDROOM!! The exterior of the home as well as the pool deck were painted in 2018, irrigation is in place with sprinkler heads, & GUTTERS HELP TO REDIRECT RAINWATER. Our Kitchen was remodeled with granite counters AND backsplash, in addition to the breakfast bar, there is a dinette nook, and all appliances will stay. The lights & fans are newer, blinds adorn the windows, & a refaced WOOD-BURNING FIREPLACE is a focal point in the living room. CHERRY WOOD FLOORING is found throughout, vaulted ceilings give a grander feel, plant shelves are handy for decor, & the formal dining has a tailored inlay. This Owner's Suite has a tray ceiling, TWO closets, dual sinks, a sit-down vanity, corner JETTED tub, & sliders to the pool patio. The 2nd bath also has a door to the back patio, very convenient for pool access. We have TWO hall closets for extra storage, the WASHER & DRYER WILL STAY, & this 2-car garage has an opener AND a keypad!! Indian Lakes has great sidewalks for walking strolls, a community playground, tennis courts, & a pool. The pond adds beautiful scenery, TWO entrances/exits make "coming and going" easier, proximity to shopping, grocery, the FL Turnpike, medical, & boutiques is IDEAL. Delivery services available......Instacart, Door Dash, Uber Eats, Amazon, etc. FIBER INTERNET NEARBY & POSSIBLY ALREADY INSTALLED, BUT PLEASE VERIFY. With the pool, the home's great condition, & "all the things", go ahead and click that button for your private showing!!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 4, 2026
- Listed$415,000Jun 4, 2026
- Price increased$415,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Indian Lakes Ph 4
- County
- Osceola
- Year built
- 2004
- Living area
- 1,987 sq ft
- Price/sq ft
- $209
- Building area
- 2,929 sq ft (Public Records)
- Lot size
- 9,510 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $2,260 (2025)
- Parcel #
- 14-26-30-0047-0001-1740
- Zoning
- SR1B
- MLS #
- S5151063
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $478 / Semi-Annually
- Monthly HOA
- $80/mo
- Total monthly fees
- $80/mo
- Total annual fees
- $956
- HOA name
- Leland Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify any possible leasing restrictions.
- Approval process
- Buyer to verify any possible leasing restrictions.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 6x6 |
| Dining Room | First | 9x9.1 |
| Living Room | First | 14x16 |
| Office | First | 9.7x13.4 |
| Kitchen | First | 12x14 |
| Primary Bedroom | First | 11.11x15.5 |
| Bedroom 2 | First | 10.4x12.3 |
| Bedroom 3 | First | 9.11x11 |
| Dinette | First | 6x10 |
| Balcony/Porch/Lanai | First | 13x22 |
| Balcony/Porch/Lanai | First | 7x10 |
Listing Details
- Listing date
- 2026-06-04
- On market date
- 2026-06-04
- Original list price
- $415,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-06-04
- Tax legal description
- INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 174
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192 E into St. Cloud, make a R onto Canoe creek Rd, make a L into Indian Lakes, make a L onto Chamberlin Trl, home is down on the L.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 8:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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