838 Chamberlin Trail, FL
Stellar MLS

$415,000

838 Chamberlin Trail

St Cloud, FL 34772

Active
4
Beds
2
Baths
1,987
Sq Ft
0.21
Acres
2004
Built
Private poolFireplace$209/sqft
Single Family Residence

Property type

2004

Year built

9,510 sqft

Lot size

$209

Price / sq ft

$80/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. SALTWATER POOL, NEW ROOF 12/25, A/C REPLACED 2019, WATER HEATER REPLACED 2019, NEW WATER SOFTENER 2024, NEW DISPOSAL 2025.......have your attention yet? This backyard boasts VINYL PRIVACY FENCING.....a screened-in pool with a fountain feature, a covered patio, & the CHILD SAFETY BARRICADE. Work from home??......need a crafts room??.....homeschool the kiddos??......need a guest room for family visitors??.......Ok, Ok, we got you!!! In addition to beds 2 & 3, we have an OFFICE/DEN/4TH BEDROOM!! The exterior of the home as well as the pool deck were painted in 2018, irrigation is in place with sprinkler heads, & GUTTERS HELP TO REDIRECT RAINWATER. Our Kitchen was remodeled with granite counters AND backsplash, in addition to the breakfast bar, there is a dinette nook, and all appliances will stay. The lights & fans are newer, blinds adorn the windows, & a refaced WOOD-BURNING FIREPLACE is a focal point in the living room. CHERRY WOOD FLOORING is found throughout, vaulted ceilings give a grander feel, plant shelves are handy for decor, & the formal dining has a tailored inlay. This Owner's Suite has a tray ceiling, TWO closets, dual sinks, a sit-down vanity, corner JETTED tub, & sliders to the pool patio. The 2nd bath also has a door to the back patio, very convenient for pool access. We have TWO hall closets for extra storage, the WASHER & DRYER WILL STAY, & this 2-car garage has an opener AND a keypad!! Indian Lakes has great sidewalks for walking strolls, a community playground, tennis courts, & a pool. The pond adds beautiful scenery, TWO entrances/exits make "coming and going" easier, proximity to shopping, grocery, the FL Turnpike, medical, & boutiques is IDEAL. Delivery services available......Instacart, Door Dash, Uber Eats, Amazon, etc. FIBER INTERNET NEARBY & POSSIBLY ALREADY INSTALLED, BUT PLEASE VERIFY. With the pool, the home's great condition, & "all the things", go ahead and click that button for your private showing!!!

Estimated monthly payment

Principal & interest$2,098
Property taxes$188
Home insurance (est.)$190
HOA dues$80

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$415,000
    Jun 4, 2026
  3. Price increased$415,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Indian Lakes Ph 4
County
Osceola
Year built
2004
Living area
1,987 sq ft
Price/sq ft
$209
Building area
2,929 sq ft (Public Records)
Lot size
9,510 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0256G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,260 (2025)
Parcel #
14-26-30-0047-0001-1740
Zoning
SR1B
MLS #
S5151063

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$478 / Semi-Annually
Monthly HOA
$80/mo
Total monthly fees
$80/mo
Total annual fees
$956
HOA name
Leland Management
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify any possible leasing restrictions.
Approval process
Buyer to verify any possible leasing restrictions.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
FoyerFirst6x6
Dining RoomFirst9x9.1
Living RoomFirst14x16
OfficeFirst9.7x13.4
KitchenFirst12x14
Primary BedroomFirst11.11x15.5
Bedroom 2First10.4x12.3
Bedroom 3First9.11x11
DinetteFirst6x10
Balcony/Porch/LanaiFirst13x22
Balcony/Porch/LanaiFirst7x10

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$415,000
Occupant type
Vacant
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-06-04
Tax legal description
INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 174

Flood risk

Minimal riskFEMA Zone XPanel 12097C0256G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 E into St. Cloud, make a R onto Canoe creek Rd, make a L into Indian Lakes, make a L onto Chamberlin Trl, home is down on the L.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 8:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA