20 Los Lagos, FL

$949,000

20 Los Lagos

Palm Coast, FL 32137

Active
4
Beds
4
Baths
2,665
Sq Ft
0.16
Acres
2022
Built
Water viewWater accessPrivate pool$356/sqft
Single Family Residence

Property type

2022

Year built

6,865 sqft

Lot size

$356

Price / sq ft

$34/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to 20 Los Lagos Boulevard, an exceptional coastal residence in the gated community of Matanzas Shores, where luxury living meets the ultimate Florida beach lifestyle. Built in 2022 and loaded with upgrades, this 4-bedroom, 3.5-bath property offers 2,665 square feet of thoughtfully designed living space, including the highly sought-after feature of two primary suites—one on each level—providing ideal flexibility for guests, multigenerational living, or a private owner's retreat. Situated just a short walk from the beach, the home enjoys ocean views from the second floor and is positioned across from HOA-owned preserve land, creating a beautiful natural buffer leading toward the coastline and enhancing the private coastal setting. A rare advantage for beachside living, this property is not located in a flood zone while still offering incredible proximity to the Atlantic Ocean. The backyard is truly the showpiece of this property, featuring a custom-built saltwater pool and spa with water features, electric heat, expansive outdoor entertaining areas, pergola privacy fencing, and low-maintenance artificial turf. Whether hosting family and friends or enjoying a quiet evening under the stars, this outdoor oasis delivers the resort-style experience buyers dream about when moving to Florida. Inside, the open-concept design is enhanced by luxury vinyl plank flooring, upgraded stair railings and hardwood stairs, plantation shutters, abundant natural light from additional builder-upgraded windows, and a spacious great room that seamlessly connects to the outdoor living areas. The gourmet kitchen showcases quartz countertops, custom backsplash, upgraded cabinetry with accent lighting, pull-out storage, drawer upgrades, Lazy Susan cabinetry, exhaust fan, and an oversized island designed for both entertaining and everyday living. Additional upgrades include raised-height primary bath cabinetry, upgraded bathroom finishes, video-monitored security system, water softener system, hurricane shutters, extra hurricane bracing, upgraded insulation, and prewiring already completed for a whole-house generator—an invaluable feature for coastal living. The garage is equally impressive with epoxy flooring, ceiling-mounted storage racks, and a utility sink offering both hot and cold water. The hot water heater also includes a recirculation pump designed to improve hot water delivery throughout the entire home. Beyond the property itself, Matanzas Shores offers one of the most impressive amenity packages on Florida's east coast. Residents enjoy private deeded beach access, an oceanfront community pool, tennis and pickleball courts, volleyball court, clubhouse, Intracoastal day dock, kayak storage, and additional community gathering spaces—all within a beautifully maintained gated setting. Ideally located along the scenic A1A corridor, the community is just minutes from Matanzas Inlet, the pristine beaches of the Matanzas Shores coastline, and the natural beauty of Washington Oaks Gardens State Park. Historic downtown St. Augustine, world-class dining, shopping, boating, fishing, and miles of unspoiled beaches are all within easy reach, offering a lifestyle that perfectly blends luxury, recreation, and coastal living. This move-in-ready retreat delivers the perfect combination of location, lifestyle, and modern Florida luxury.

Estimated monthly payment

Principal & interest$4,799
Property taxes$635
Home insurance (est.)$435
HOA dues$34

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 31, 2026
  2. Listed$949,000
    May 31, 2026
  3. Price increased$949,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Los Lagos
County
Flagler
Year built
2022
Living area
2,665 sq ft
Price/sq ft
$356
Building area
3,588 sq ft (Public Records)
Lot size
6,865 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,622 (2025)
Parcel #
37-10-31-3785-00000-0300
Zoning
MUL
MLS #
FC318875

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$103 / Quarterly
Monthly HOA
$34/mo
Total monthly fees
$314/mo
Total annual fees
$3,772
HOA name
Los Lagos HOA
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Covenants and Restrictions
Approval process
See Covenants and Restrictions

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
HardiPlank Type, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst
OfficeFirst
Bathroom 1First
Bedroom 2First
Bathroom 2First
Dining RoomFirst
Great RoomFirst
Primary BedroomSecond
Primary BathroomSecond
Bedroom 3Second
Bathroom 3Second
Bedroom 4Second

Listing Details

Listing date
2026-05-31
On market date
2026-05-31
Original list price
$949,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-05-31
Tax legal description
LOS LAGOS @ MATANZAS SHORES I MB 39 PG 54 LOT 30

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

A1A heading North, turn left into San Juan Dr into private gate, make 1st right onto Los Lagos

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA