$949,000
20 Los Lagos
Palm Coast, FL 32137
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to 20 Los Lagos Boulevard, an exceptional coastal residence in the gated community of Matanzas Shores, where luxury living meets the ultimate Florida beach lifestyle. Built in 2022 and loaded with upgrades, this 4-bedroom, 3.5-bath property offers 2,665 square feet of thoughtfully designed living space, including the highly sought-after feature of two primary suites—one on each level—providing ideal flexibility for guests, multigenerational living, or a private owner's retreat. Situated just a short walk from the beach, the home enjoys ocean views from the second floor and is positioned across from HOA-owned preserve land, creating a beautiful natural buffer leading toward the coastline and enhancing the private coastal setting. A rare advantage for beachside living, this property is not located in a flood zone while still offering incredible proximity to the Atlantic Ocean. The backyard is truly the showpiece of this property, featuring a custom-built saltwater pool and spa with water features, electric heat, expansive outdoor entertaining areas, pergola privacy fencing, and low-maintenance artificial turf. Whether hosting family and friends or enjoying a quiet evening under the stars, this outdoor oasis delivers the resort-style experience buyers dream about when moving to Florida. Inside, the open-concept design is enhanced by luxury vinyl plank flooring, upgraded stair railings and hardwood stairs, plantation shutters, abundant natural light from additional builder-upgraded windows, and a spacious great room that seamlessly connects to the outdoor living areas. The gourmet kitchen showcases quartz countertops, custom backsplash, upgraded cabinetry with accent lighting, pull-out storage, drawer upgrades, Lazy Susan cabinetry, exhaust fan, and an oversized island designed for both entertaining and everyday living. Additional upgrades include raised-height primary bath cabinetry, upgraded bathroom finishes, video-monitored security system, water softener system, hurricane shutters, extra hurricane bracing, upgraded insulation, and prewiring already completed for a whole-house generator—an invaluable feature for coastal living. The garage is equally impressive with epoxy flooring, ceiling-mounted storage racks, and a utility sink offering both hot and cold water. The hot water heater also includes a recirculation pump designed to improve hot water delivery throughout the entire home. Beyond the property itself, Matanzas Shores offers one of the most impressive amenity packages on Florida's east coast. Residents enjoy private deeded beach access, an oceanfront community pool, tennis and pickleball courts, volleyball court, clubhouse, Intracoastal day dock, kayak storage, and additional community gathering spaces—all within a beautifully maintained gated setting. Ideally located along the scenic A1A corridor, the community is just minutes from Matanzas Inlet, the pristine beaches of the Matanzas Shores coastline, and the natural beauty of Washington Oaks Gardens State Park. Historic downtown St. Augustine, world-class dining, shopping, boating, fishing, and miles of unspoiled beaches are all within easy reach, offering a lifestyle that perfectly blends luxury, recreation, and coastal living. This move-in-ready retreat delivers the perfect combination of location, lifestyle, and modern Florida luxury.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMay 31, 2026
- Listed$949,000May 31, 2026
- Price increased$949,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Los Lagos
- County
- Flagler
- Year built
- 2022
- Living area
- 2,665 sq ft
- Price/sq ft
- $356
- Building area
- 3,588 sq ft (Public Records)
- Lot size
- 6,865 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,622 (2025)
- Parcel #
- 37-10-31-3785-00000-0300
- Zoning
- MUL
- MLS #
- FC318875
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $103 / Quarterly
- Monthly HOA
- $34/mo
- Total monthly fees
- $314/mo
- Total annual fees
- $3,772
- HOA name
- Los Lagos HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Covenants and Restrictions
- Approval process
- See Covenants and Restrictions
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Office | First | |
| Bathroom 1 | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Dining Room | First | |
| Great Room | First | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom 3 | Second | |
| Bathroom 3 | Second | |
| Bedroom 4 | Second |
Listing Details
- Listing date
- 2026-05-31
- On market date
- 2026-05-31
- Original list price
- $949,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-05-31
- Tax legal description
- LOS LAGOS @ MATANZAS SHORES I MB 39 PG 54 LOT 30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
A1A heading North, turn left into San Juan Dr into private gate, make 1st right onto Los Lagos
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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