$814,999
4 Cottagegate Court
Palm Coast, FL 32137
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your waterfront paradise in the highly sought-after Sailboat “C” section of Palm Coast! This beautifully remodeled coastal 3-bedroom, 2-bath home sits on a large canal-front homesite, offering the perfect blend of luxury, comfort, and boating lifestyle. Step inside to a spacious foyer with stunning views straight through to the pool and tranquil canal—setting the tone for relaxed Florida living. The open-concept design features a gourmet kitchen with striking blue cabinetry, a 40” induction standalone double oven range, and a separate refrigerator and freezer. A hidden butler’s pantry adds exceptional functionality with abundant storage, a dedicated laundry zone, and a built-in desk. The expansive living room showcases vaulted ceilings and abundant natural light, creating an inviting space for entertaining or unwinding. The oversized owner’s retreat offers private access to the lanai through elegant French doors, while the spa-inspired en-suite bath and tall ceilings in the walk-in closet provide both luxury and extra storage. Two additional guest bedrooms feature generous closet space, perfect for family or visitors. Step outside to enjoy your private waterfront oasis—complete with a new dock, boat lift, and additional floating dock—ideal for embracing the ultimate boating lifestyle. hardwood floors throughout generator, water softener and countless upgrades, this move-in-ready home is truly a must-see. Schedule your private showing today and start living the Waterfront Dream!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveMay 1, 2026
- Listed$814,999May 1, 2026
- Price increased$814,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 27
- Subdivision
- Palm Coast Sec 14
- County
- Flagler
- Year built
- 1998
- Living area
- 1,982 sq ft
- Price/sq ft
- $411
- Building area
- 2,782 sq ft (Public Records)
- Lot size
- 10,280 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0129E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,848 (2025)
- Parcel #
- 07-11-31-7014-00020-0890
- Zoning
- RESI
- MLS #
- G5111805
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Hardwood
- Appliances
- Bar Fridge, Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range Hood, Refrigerator, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Canal/Lake For Irrigation
- Utilities
- Fiber Optics, Propane, Sewer Connected, Underground Utilities
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dinette | First | 12x11 |
| Foyer | First | 7x10 |
| Laundry | First | 9x17 |
| Primary Bedroom | First | 16x21 |
| Bathroom 2 | First | 11x12 |
| Bathroom 3 | First | 11x13 |
| Kitchen | First | |
| Primary Bathroom | First | |
| Great Room | First |
Listing Details
- Listing date
- 2026-05-01
- On market date
- 2026-05-01
- Original list price
- $814,999
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-05-01
- Tax legal description
- PALM COAST SEC 14 BL 2 LT 89 OR 127 PG 90 OR 477 PG 290-DC OR 577 PG 62 OR 594 PG 1428 OR 2023/797-RDMAN SANDRA L GROVER WADE & COLLEEN SUTPHIN
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95 Exit 289 and Head East Palm Coast Parkway, Turn Right on Palm Harbour PKWY. Turn Right on Cottonwood Ct. Turn left on Cottage Way. Left on Cottagegate Ct.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 3:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA