$405,000
4284 River Bank Way
Punta Gorda, FL 33980
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. This move-in-ready property is being sold fully furnished with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a newer roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable Flood Zone X, flood insurance is not required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 1, 2026
- Listed$405,000Jun 1, 2026
- Price increased$405,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- River Club
- County
- Charlotte
- Year built
- 2007
- Living area
- 2,354 sq ft
- Price/sq ft
- $172
- Building area
- 2,882 sq ft (Public Records)
- Lot size
- 7,235 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500* (12015C0231G)
- Garage
- 2 spaces
- Annual taxes
- $4,073 (2025)
- Parcel #
- 402319379028
- Zoning
- PD
- MLS #
- A4695142
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Washer, Water Filtration System
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $398 / Monthly
- Monthly HOA
- $398/mo
- Total monthly fees
- $398/mo
- Total annual fees
- $4,776
- HOA name
- Alliant Property Management
- CDD
- No
- Homestead exemption
- Yes
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA
- Approval process
- Buyers application must be submitted to the Management Company for approval.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 16x15 |
| Bedroom 2 | First | 13x10 |
| Bedroom 3 | First | 13x10 |
| Bonus Room | Second | 19x20 |
| Living Room | First | 11x12 |
| Dining Room | First | 16x8 |
| Kitchen | First | 16x14 |
| Family Room | First | 16x15 |
Listing Details
- Listing date
- 2026-05-27
- On market date
- 2026-06-01
- Original list price
- $405,000
- Occupant type
- Vacant
- MLS area
- 33980 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-01
- Tax legal description
- RIC 000 0000 0211 RIVER CLUB LT 211 3135/1529 RES3135/1530 E3130/1209 4875/1550 DC3278366-CMC
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Harbor View Rd West, turn right on Oakview Drive, continue to the River Club gate, show QR code to open gate (agent will provide), Oakview Drive becomes River Bank Way, 4284 River Bank Way will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA