10986 86th Terrace, FL

$145,000

10986 86th Terrace

Ocala, FL 34481

Active
2
Beds
1
Bath
912
Sq Ft
0.15
Acres
1987
Built
55+ community$159/sqft360° tour
Single Family Residence

Property type

1987

Year built

6,534 sqft

Lot size

$159

Price / sq ft

$151/mo

HOA dues

4

Days on market

1

Garage space

X

Flood zone

About this home

Cute 2 bedroom home in Oak Run is super neat and clean, and it's fully furnished! Peace of mind is yours with a newer roof, electrical panel and water heater. Located a short walk from Orchid Club pool and rec center. Oak Run is a premier gated 55+ community located along the SW HWY 200 corridor close to shopping, restaurants and health care. This is an ideal Florida starter home or winter getaway. Make it YOURS today!

Estimated monthly payment

Principal & interest$733
Property taxes$80
Home insurance (est.)$66
HOA dues$151

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    May 26, 2026
  2. Listed$145,000
    May 26, 2026
  3. Price increased$145,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Oak Run Neighborhood 2
County
Marion
Year built
1987
Living area
912 sq ft
Price/sq ft
$159
Building area
1,536 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
1 spaces
Annual taxes
$958 (2025)
Parcel #
7002-004-042
Zoning
PUD
MLS #
OM725385

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Carpet, Linoleum
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$151 / Monthly
Monthly HOA
$151/mo
Total monthly fees
$151/mo
Total annual fees
$1,810
HOA name
Oak Run/Tonya Sapleton
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact HOA for minimum lease requirement and other questions you may have.
Approval process
Contact HOA

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Metal Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst11.6x14
Florida RoomFirst11.6x15.6
Family RoomFirst8.3x11
Dining RoomFirst8.6x11
Living RoomFirst12x15
KitchenFirst8x8.3

Listing Details

Listing date
2026-05-24
On market date
2026-05-26
Original list price
$145,000
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-05-26
Tax legal description
SEC 36 TWP 16 RGE 20 PLAT BOOK Y PAGE 024 OAK RUN NEIGHBORHOOD 2 BLK D LOT 42

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SW HWY 200 enter Oak Run via main gate at SW 110th Street. Present ID / Drivers license at Visitor Kiosk at gate for entrance. Proceed to left turn onto SW 86th Ave, then left on SW 109th Pl, followed by immediate left on SW 86th Ct. After curve, turn right on SW 86th Terrace, address is first home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 9:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA