10315 Cortez Road, FL
Stellar MLS

$199,900

10315 Cortez Road

Bradenton, FL 34210

Active
2
Beds
1
Bath
830
Sq Ft
0.06
Acres
1958
Built
55+ community$241/sqft360° tour
Modular Home

Property type

1958

Year built

2,474 sqft

Lot size

$241

Price / sq ft

$180/mo

HOA dues

13

Days on market

AE

Flood zone

About this home

Look no further! You have come upon a very well-appointed home in the 55+ community of Paradise Bay. A boaters, outdoor enthusiasts & community friendly lifestyle is waiting for you! This "beachy vibe", turnkey home is tastefully furnished, remarkably clean, updated & one of the best values for everything that is included. Enter from your covered front porch into a generous size living room/family room with a comfy sofa bed, extra seating & a wall mounted flat screen t-v for relaxing gatherings. One step up brings you into a large eat in kitchen/dining area with seating for 6 or more. In addition the breakfast bar which conveniently overlooks the living room to join in the conversation can accommodate up to 4 barstools. Your "L" shaped kitchen has an abundance of storage, plenty of natural light, full size refrigerator & even a dishwasher. The bathroom has a walk-in shower with newer glass sliding doors, very well appointed along with a linen closet. You have a king size bed in the primary bedroom with ample room to walk around & dual closets. A "bay" type alcove currently stores a "hide a bed" for all the company that will be visiting you. This would also be a perfect spot for a dresser to be tucked out of the way. The guest bedroom is one step down which a queen bed & full-size dresser fit perfectly. This room also has a rear exit to the backyard seating area. Outside here, you have your private full-size laundry/water heater room. There is also a custom-made shed with a workshop with a jealousy window for ventilation. Plenty of space to store all your holiday decor & watersports necessities. Between the shed & home is kayak storage. Discretely hidden out of the way. Paradise Bay, as the locals know, is one of the favorite parks with close proximity to the beaches of Anna Maria Island. Great history here dating back to the Ringling Circus, who once occupied this popular park community, where the workers & performers had their winter quarters. There's more than just the history of this area that makes it so appealing. Sunsets like no other, just at the end of your street. A popular spot for the community to gather on their golf carts, swing in one of the covered gazebos or enjoy one of the park benches for a front row seat at the majestic Sarasota Bay. Make sure you keep your eye on the water as well, you may spot some dolphins & manatees swimming through. You'll see & hear an abundance of birds, may want to grab your binoculars! Boat ramps are for those residing in the park only. Boat slips are available to rent & there is also a storage area for those not wanting to keep their vessel in the water. Jet skis & kayaks are also a fun way to enjoy the bay. You are so close to everything, you'll feel like every day is a vacation day. Golf courses, shopping, fast food to 5 Star Restaurants, theater, comedy, museums, Mote Aquarium, Selby Gardens, 3 airports in under 45 minutes, Cruise Ports galore, So much to see & do. The serenity of this area is soothing to the senses & make it an ideal place to call home. New roof & 3 new zoned air conditioners. Also a dehumidifier which vents to outside. Perfect to turn a/c off when you are away for longer periods & it pulls moisture out of the air. Your home will always smell fresh even if it is closed for prolonged periods. Ingenious!

Local Insight

At $199,900, you're looking at a price point that works for entry-level buyers, but the 1958 modular construction and tight 0.06-acre lot in an AE flood zone are real considerations—you'll want flood insurance costs factored into your true monthly expense alongside that $180 HOA. The 55+ community restriction limits your buyer pool significantly if you're thinking resale, and $241/sqft for an older modular home is worth comparing against stick-built inventory in the area. This is a cash-flow play for retirees or a fix-and-hold, not an appreciation bet.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,011
Property taxes$63
Home insurance (est.)$92
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history13 days on market

  1. Status: Active
    May 22, 2026
  2. Listed$199,900
    May 22, 2026
  3. Price increased$199,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Modular Home
Status
Active
Days on market
13
Subdivision
Paradise Bay Estates Co-Op
County
Manatee
Year built
1958
Living area
830 sq ft
Price/sq ft
$241
Building area
1,300 sq ft (Public Records)
Lot size
2,474 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0283F)
Annual taxes
$757 (2025)
Parcel #
7595515458
Zoning
RSF4.5/C
MLS #
A4694505

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Tile, Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric, Ductless, Zoned
Cooling
Humidity Control, Mini-Split Unit(s)

Parking

Carport
Yes

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
Paradise Bay Club
CDD
No
Homestead exemption
Yes
Min lease term
1 Week
Listing terms
Cash
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See management for additional questions
Approval process
Application w/fee

Exterior & Construction

Exterior features
Awning(s), Storage, Tennis Court(s)
Construction materials
Metal Frame
Roof
Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst9.8x10.11
DinetteFirst9.8x13
Living RoomFirst17.3x9.8
Primary BedroomFirst13.6x9.8
Bedroom 2First14.1x9.8
LaundryFirst10.2x6.8

Listing Details

Listing date
2026-05-22
On market date
2026-05-22
Original list price
$199,900
Occupant type
Owner
MLS area
34210 - Bradenton
Listing AOR
Sarasota - Manatee
Status changed
2026-05-22
Tax legal description
UNIT 30-5 PARADISE BAY ESTATES, A RESIDENTIAL COOP PI#75955.1545/8

Flood risk

High riskFEMA Zone AEPanel 12081C0283F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Cortez Rd W to entrance to Paradise Bay (103rd St), right on Center, right on 5th St. Home is on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 8:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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