$599,000

3181 Whisper Wind Drive

St Cloud, FL 34771

Active
4
Beds
3
Baths
2,754
Sq Ft
0.52
Acres
1980
Built
Water accessPrivate poolFireplace$218/sqft360° tour
🏠Single Family Residence

Property type

🏗️1980

Year built

📐22,433 sqft

Lot size

📊$218

Price / sq ft

🏘️$67/mo

HOA dues

📅2

Days on market

🚗2

Garage spaces

🌊A

Flood zone

About this home

Welcome to this one-of-a-kind custom pool home filled with warmth, character, and architectural charm! Nestled beneath mature oak trees on a spacious lot, this unique property offers soaring vaulted ceilings, exposed wood beams, rich flooring, and a stunning floor-to-ceiling stone fireplace that creates an unforgettable focal point in the main living area. Designed for both entertaining and everyday living, the open-concept layout flows seamlessly into the spacious kitchen featuring modern countertops, stainless steel appliances, abundant cabinetry, center island, and generous dining space. Large windows and sliding glass doors bring in natural light while creating a seamless indoor-outdoor connection. This versatile floor plan offers oversized bedrooms, loft areas, and multiple flex spaces perfect for a home office, media room, playroom, gym, or additional living area. The spacious primary suite provides a private retreat with ample room to relax and unwind. Step outside into your own private Florida oasis featuring a large screened-in pool enclosure, covered lanai, expansive patio space, and mature landscaping surrounded by beautiful oak trees and peaceful outdoor views. Whether hosting family and friends or enjoying a quiet evening poolside, this backyard was designed for making memories. Additional features include solar panels for energy efficiency, updated flooring throughout, rustic-modern finishes, balcony access overlooking the outdoor living space, oversized driveway, and exceptional curb appeal. If you are searching for a home with personality, flexibility, and timeless character, this is not your typical cookie-cutter property. This home offers a rare combination of space, charm, and resort-style outdoor living all in one unique package.

Estimated monthly payment

Principal & interest$3,029
Property taxes$559
Home insurance (est.)$275
HOA dues$67

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    May 18, 2026
  2. Listed$599,000
    May 18, 2026
  3. Price increased$599,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Lake Ajay Village
County
Osceola
Year built
1980
Living area
2,754 sq ft
Price/sq ft
$218
Building area
3,742 sq ft (Public Records)
Lot size
22,433 sq ft
Lot category
1/2 to less than 1
Flood zone
A (12097C0105G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,713 (2025)
Parcel #
04-25-31-2512-0001-0380
Zoning
OPUD
MLS #
O6408665

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Hardwood, Vinyl, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Refrigerator
Interior features
Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northwest
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump, Zoned
Cooling
Central Air, Zoned

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$800 / Annually
Monthly HOA
$67/mo
Total monthly fees
$67/mo
Total annual fees
$800
HOA name
Lake Ajay Village
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with HOA any restrictions

Exterior & Construction

Exterior features
Balcony, Rain Gutters, Sliding Doors
Construction materials
HardiPlank Type, Stone, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Underground Utilities, Water Available

Community

Pets allowed
Yes

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolATohopekaliga High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst19x13
Living RoomFirst20x19
Dining RoomFirst10x13
Primary BedroomFirst31x13
Bedroom 2Second23x13
Bedroom 3Second11x15
Bedroom 4Second13x13
LaundryFirst7x10

Listing Details

Listing date
2026-05-11
On market date
2026-05-18
Original list price
$599,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-05-18
Tax legal description
LAKE AJAY VILLAGE PB 2 PGS 201-204 LOT 38

Flood risk

High riskFEMA Zone APanel 12097C0105G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

417 South on SR15 approximately 8 miles, lake Ajay will be found on your left, once through the gate go straight on Whisper Wind Dr and the home will be on your right after about 1/2 a mile

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 20, 2026 at 4:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA