11320 Harbor Way, FL

$399,999

11320 Harbor Way

Largo, FL 33774

Active
2
Beds
2
Baths
1,235
Sq Ft
0
Acres
1992
Built
$324/sqft
🏠Condominium

Property type

🏗️1992

Year built

📊$324

Price / sq ft

🏘️$938/mo

HOA dues

📅6

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

Tucked away on a quiet, tree-lined cul-de-sac, this exceptionally private ground-floor corner residence offers a rare blend of comfort, style, and convenience—complete with a deeded one-car garage. The approach to this home is as inviting as the home itself, featuring a brick driveway, a charming brick paver courtyard with tropical palm trees, and a welcoming covered front porch. Step inside to a beautifully remodeled 2-bedroom, 2-bath home where an open, airy layout and soft coastal palette create a relaxed, beach-inspired feel. Natural light pours in through oversized windows, enhancing the bright and welcoming living spaces. The updated kitchen is both stylish and functional, featuring expansive windows, granite countertops, a tile backsplash, soft-close cabinetry, and a dedicated coffee bar. A single-level breakfast bar with pendant light and seating opens seamlessly to the dining and great room, making everyday living and entertaining effortless. Stainless steel appliances (2021) complete the space. The kitchen flows seamlessly into the dining area and spacious great room, where serene backyard views create a peaceful backdrop. Sliding glass doors lead to a screened, covered lanai—perfect for morning coffee or evening relaxation—and extends out to a Trex sun deck designed for grilling, entertaining, and gathering with friends, all set within a remarkably private, tranquil outdoor setting. The split-bedroom floor plan offers comfort and privacy, with a spacious primary suite and a well-appointed guest bedroom and bath, ideal for visitors or flexible use. The spacious primary suite is your personal retreat, offering lanai access through sliding glass doors and large windows that frame peaceful, private views. The updated en suite bath features a generously sized custom walk-in closet, granite countertops with dual sinks, soft-close cabinetry, a tile and glass walk-in shower, and a private water closet. The guest bedroom, complete with a custom closet, is a welcoming space ideal for guests or family, with convenient access to the fully updated hall bath featuring a tile and glass walk-in shower. A centrally located laundry closet adds everyday ease and functionality. A private one-car garage completes the many outstanding features of this residence, offering a garage door opener and pull-down stairs for convenient attic storage. Located within the gated 56-acre Shipwatch Yacht & Tennis This pet-friendly, waterfront resort community offers outstanding amenities including two pools (one heated), two clubhouses—one with a full kitchen and waterfront deck—a 45-slip private marina for residents (subject to availability) with electricity, water, ice, and guest parking. Scenic walking and biking trails, fitness center, hot tub, BBQ grills, car wash, 11 of the best Har-Tru tennis courts in the county with pro shop, viewing stands, on-site tennis pro, massage therapist, and two pickleball courts are also available to owners. Lounge by the Olympic-size waterfront pool, play Pickleball, Shuffleboard, Horseshoes or enjoy the abundant nature throughout the community’s walking and biking trails. Perfect for tennis and pickleball enthusiasts, boaters, and beach lovers alike, this exceptional property is just a short walk over the bridge to Indian Rocks Beach’s many beach restaurants and shops, Splash Harbor Water Park, and the sparkling waters of the Gulf of America. Enjoy the Florida resort lifestyle! NOT IN A FLOOD ZONE

Estimated monthly payment

Principal & interest$2,023
Property taxes$473
Home insurance (est.)$183
HOA dues$938

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    May 29, 2026
  2. Listed$399,999
    May 8, 2026
  3. Price increased$399,999

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
6
Subdivision
Shipwatch
County
Pinellas
Year built
1992
Living area
1,235 sq ft
Price/sq ft
$324
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
X (12103C0113H)
Garage
1 spaces
Annual taxes
$5,671 (2025)
Parcel #
18-30-15-81171-003-1728
Zoning
RPD
MLS #
TB8506605

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
No
Parking features
Deeded, Driveway, Garage Door Opener, Ground Level, Guest, Off Street

HOA & Financial

HOA fee
$938 / Monthly
Monthly HOA
$938/mo
Total monthly fees
$938/mo
Total annual fees
$11,256
HOA name
Lisa Tholen
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with HOA
Approval process
Application to Shipwatch Phase Seven Board of Directors

Exterior & Construction

Exterior features
Awning(s), Courtyard, Hurricane Shutters, Private Entrance, Rain Gutters, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit

Schools

ElementaryOakhurst Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10.2x14.2
Great RoomFirst16.7x22.9
Primary BedroomFirst13.5x15.5
Bedroom 2First12x12.6
Bathroom 2First10x11.3

Listing Details

Listing date
2026-05-08
On market date
2026-05-08
Original list price
$399,999
Occupant type
Owner
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-05-29
Tax legal description
SHIPWATCH SEVEN CONDO PHASE 3 BLDG 11320, UNIT 1728

Flood risk

Minimal riskFEMA Zone XPanel 12103C0113H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Walsingham Road west to the Shipwatch entrance, turn Right on Shipwatch and follow road around to Harbor Way, turn left to address at the end of the cul de sac.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 10:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA