$339,900

11440 Harbor Way

Largo, FL 33774

Active
2
Beds
2
Baths
1,200
Sq Ft
0.79
Acres
1985
Built
WaterfrontWater access$283/sqft360° tour
🏠Condominium

Property type

🏗️1985

Year built

📐34,561 sqft

Lot size

📊$283

Price / sq ft

🏘️No HOA

HOA dues

📅120

Days on market

🌊X

Flood zone

About this home

Experience resort-style living at its finest in this expansive 1,200 sq ft ground-floor condo located within the highly sought-after Shipwatch Yacht & Tennis Club. Thoughtfully updated in March 2023, this residence blends modern upgrades with effortless coastal living in a lush, gated waterfront community. The recent kitchen renovation includes white cabinetry, quartz countertops, stainless steel appliances, and a built-in wine and liquor station, complemented by a pantry for organized storage. The spacious primary suite features a spa-inspired ensuite bath with a luxurious 5’ x 4’ walk-in shower and stylish dual-sink vanity. Everyday convenience is enhanced by a full-size washer and dryer located within the unit, along with a large exterior storage room ideal for beach gear, bikes, and outdoor equipment. Relax or entertain on the private patio with new composite decking and a rear lawn with pond fountain views and the surrounding community as your backdrop. Shipwatch Yacht & Tennis Club spans 56 beautifully landscaped acres along the Intracoastal Waterway and offers an exceptional amenity package, including a marina, various ponds and spring-fed lakes filled with abundant wildlife, two swimming pools (one heated), a hot tub, fitness room, scenic walking trails, BBQ areas, and 13 tennis courts, including 11 professional-caliber courts. Other highlights include a pro shop with lessons and massage services, pickleball, shuffleboard, courtesy officers, and on-site property management and maintenance. This two-story condo community has no pending Milestone issues, benefits from fully funded reserves, and offers some of the lowest condo fees among the multiple associations due to strong management. Enjoy assigned covered parking steps away from your front door as well as nearby parking for your guests. Ideally located just a short walk over the bridge to the Gulf of Mexico, this condo offers quick access to pristine beaches, popular restaurants, and lively entertainment options. Don’t miss this opportunity to own a beautifully updated residence in one of the area’s most amenity-rich waterfront communities. Schedule your private tour today!

Estimated monthly payment

Principal & interest$1,719
Property taxes$234
Home insurance (est.)$156

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history120 days on market

  1. Status: Active
    Jan 28, 2026
  2. Listed$379,900
    Jan 28, 2026
  3. Price reduced$339,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
120
Subdivision
Shipwatch
County
Pinellas
Year built
1985
Living area
1,200 sq ft
Price/sq ft
$283
Lot size
34,561 sq ft
Flood zone
X
Annual taxes
$2,804 (2024)
Parcel #
13-30-14-81168-002-5013
MLS #
TB8469980

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$763/mo
Total annual fees
$9,156
HOA name
www.resourcepropertymgmt.com
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Condo Docs
Approval process
See Condo Docs

Exterior & Construction

Exterior features
Sliding Doors, Storage, Tennis Court(s)
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst9x12
Dining RoomFirst13x9
Living RoomFirst13x15
Florida RoomFirst13x13
FoyerFirst6x6
Primary BedroomFirst13x12
Bedroom 2First11x14

Listing Details

Listing date
2026-01-28
On market date
2026-01-28
Original list price
$379,900
Occupant type
Owner
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-01-28
Tax legal description
SHIPWATCH FIVE CONDO PHASE 1 BLDG 2, UNIT 5013

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Walsingham to Shipwatch Entrance. Go thru guard gate on Shipwatch drive and follow signs to 11440 Harbor Way, Unit 5103

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 9:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA