4061 River Bank Way, FL

$399,900

4061 River Bank Way

Punta Gorda, FL 33980

Active
4
Beds
2
Baths
1,980
Sq Ft
0.22
Acres
2014
Built
Private poolFireplace$202/sqft360° tour
🏠Single Family Residence

Property type

🏗️2014

Year built

📐9,424 sqft

Lot size

📊$202

Price / sq ft

🏘️$398/mo

HOA dues

📅20

Days on market

🚗2

Garage spaces

🌊X500*

Flood zone

About this home

Welcome to this beautifully maintained 3-bedroom, 2 bathroom with a den and flex room home located in the highly sought-after community of River Club! From the moment you arrive, the paver driveway creates a warm and inviting first impression. Step inside to the welcoming foyer where you’ll find a versatile office or fourth bedroom to the left, perfect for working from home or accommodating guests. Lovingly maintained by the original owners, this 2014-built home has 1980 Sq. Ft. of living space and has been pet-free and smoke-free. Elegant crown molding enhances the main living areas as well as the spacious primary suite. The living room features a custom built-in fireplace with ambient lighting and a TV, creating a warm and stylish focal point for the space. Designed with entertaining in mind, the open floor plan offers spacious living areas filled with natural light. The kitchen overlooks the formal dining room and living room and features cabinetry with convenient pull-out shelving, a walk-in pantry, double ovens, and a separate cooktop. The spacious primary bedroom showcases a stunning lighted tray ceiling, adding a luxurious touch. The primary bathroom offers dual sinks, a walk-in shower, a large soaking tub, and a private water closet. Two additional guest bedrooms and a guest bathroom are located on the opposite side of the home, along with a flexible bonus space that is ideal for a playroom, study area, or second living room. The laundry room includes a full-size washer and dryer, cabinetry for storage, and a convenient folding area. Sliding glass doors lead to the expansive lanai where you can relax and enjoy the custom remote controlled lighting surrounding the pool cage. The beautiful heated saltwater pool includes a sun shelf and a newer salt cell, creating the perfect backyard retreat. There is also a fenced area in the backyard, perfect if you have a pet with additional unfenced green space beyond. Additional features include plantation shutters throughout, full hurricane protection, and a 2-car garage with an epoxy floor. This property does not require flood insurance and has a LOMA letter on file and available. The current flood policy is transferable. Move-in ready and meticulously cared for, this exceptional home is waiting for its new owner!

Estimated monthly payment

Principal & interest$2,022
Property taxes$317
Home insurance (est.)$183
HOA dues$398

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history20 days on market

  1. Status: Active
    May 11, 2026
  2. Listed$409,900
    May 11, 2026
  3. Price reduced$399,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
20
Subdivision
River Club
County
Charlotte
Year built
2014
Living area
1,980 sq ft
Price/sq ft
$202
Building area
2,566 sq ft (Public Records)
Lot size
9,424 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12015C0231G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,803 (2025)
Parcel #
402319329003
Zoning
PD
MLS #
C7525920

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$398 / Monthly
Monthly HOA
$398/mo
Total monthly fees
$398/mo
Total annual fees
$4,776
HOA name
Alliant
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See rules & regulations
Approval process
Prospective tenants may be subject to a background check, with an approval process that can take up to one month.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected

Community

Pets allowed
Number Limit, Yes

Schools

ElementaryDeep Creek ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst5x6
OfficeFirst13x12
KitchenFirst16x10
Dining RoomFirst
Living RoomFirst16x15
Bathroom 2First
Bedroom 2First11x10
DenFirst14x10
Bedroom 3First12x9
LaundryFirst6x5
Primary BedroomFirst16x12
Primary BathroomFirst
Balcony/Porch/LanaiFirst12x9

Listing Details

Listing date
2026-05-11
On market date
2026-05-11
Original list price
$409,900
Occupant type
Owner
MLS area
33980 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-05-11
Tax legal description
RIC 000 0000 0074 RIVER CLUB LT 74 E3130/1209 3187/1017 3329/217 3846/1184 3909/1721

Flood risk

Moderate riskFEMA Zone X500*Panel 12015C0231G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I 75 Take the Harborview Rd 776 offramp exit 167 going west. Turn right on Oakview Dr, which changes names to River Bank Way. Go through security gate, house is down on the right side 4061 River Bank

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 7:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA