$349,900
3108 Garden Court
St Cloud, FL 34769
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Nestled on a quiet street in a well-established neighborhood, this three-bedroom, two-bathroom home offers comfort, style, and thoughtful updates throughout. From the moment you step inside, you’re welcomed by a spacious living room that seamlessly flows into a bright Florida room, both offering serene views of the backyard retreat. Luxury vinyl plank flooring runs throughout the home, creating a cohesive and modern feel. The heart of the home is the fully remodeled kitchen (2020), featuring an inviting eat-in dining area, custom real wood cabinetry—including floor-to-ceiling pantry storage—a stylish coffee and wine bar, quartz countertops, and updated appliances. Down the hallway, you’ll find generously sized bedrooms, a recently updated hall bathroom, and convenient hall closet. The primary suite is privately situated at the end of the hall and features a step-in closet and a spacious, updated bathroom with an elongated vanity. Step outside to your own private oasis. Unwind in the hot tub beneath a charming pergola or entertain guests on the expansive brick paver patio designed for year-round enjoyment. The fully fenced backyard also includes two storage sheds, one of which is a generously sized 10x14 structure equipped with electricity and a window air conditioning unit—ideal for a comfortable, climate-controlled workshop or creative space. Additional highlights include double-hung windows throughout the home and a two-car garage with a fully retractable Lifestyle screen door featuring a single passage door for easy entry/exit when in use. Don’t miss your chance to own this beautifully updated home with comfortable indoor and outdoor living spaces.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveMay 6, 2026
- Listed$365,000May 6, 2026
- Price reduced$349,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 27
- Subdivision
- Gardens The
- County
- Osceola
- Year built
- 1988
- Living area
- 1,320 sq ft
- Price/sq ft
- $265
- Building area
- 1,920 sq ft (Public Records)
- Lot size
- 7,492 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0095G)
- Garage
- 2 spaces
- Annual taxes
- $952 (2025)
- Parcel #
- 03-26-30-0027-0001-0130
- Zoning
- SR2
- MLS #
- S5149337
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer or Buyer's agent should contact the City of St. Cloud to confirm any leasing restrictions.
Exterior & Construction
- Exterior features
- French Doors, Rain Gutters
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x16 |
| Kitchen | First | 19x11 |
| Primary Bedroom | First | 15x12 |
| Bedroom 2 | First | 13x11 |
| Bedroom 3 | First | 12x11 |
| Florida Room | First | 10x10 |
Listing Details
- Listing date
- 2026-05-06
- On market date
- 2026-05-06
- Original list price
- $365,000
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-05-06
- Tax legal description
- THE GARDENS PB 4 PG 193 LOT 13
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From OSCAR, take 192 East into St. Cloud. Turn Left on Brown Chapel Road. Turn Right on 5th Street. Turn Left on Garden Court. Home will be down on the Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 8:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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