3108 Garden Court, FL

$349,900

3108 Garden Court

St Cloud, FL 34769

Active
3
Beds
2
Baths
1,320
Sq Ft
0.17
Acres
1988
Built
$265/sqft360° tour
Single Family Residence

Property type

1988

Year built

7,492 sqft

Lot size

$265

Price / sq ft

No HOA

HOA dues

27

Days on market

2

Garage spaces

X

Flood zone

About this home

Nestled on a quiet street in a well-established neighborhood, this three-bedroom, two-bathroom home offers comfort, style, and thoughtful updates throughout. From the moment you step inside, you’re welcomed by a spacious living room that seamlessly flows into a bright Florida room, both offering serene views of the backyard retreat. Luxury vinyl plank flooring runs throughout the home, creating a cohesive and modern feel. The heart of the home is the fully remodeled kitchen (2020), featuring an inviting eat-in dining area, custom real wood cabinetry—including floor-to-ceiling pantry storage—a stylish coffee and wine bar, quartz countertops, and updated appliances. Down the hallway, you’ll find generously sized bedrooms, a recently updated hall bathroom, and convenient hall closet. The primary suite is privately situated at the end of the hall and features a step-in closet and a spacious, updated bathroom with an elongated vanity. Step outside to your own private oasis. Unwind in the hot tub beneath a charming pergola or entertain guests on the expansive brick paver patio designed for year-round enjoyment. The fully fenced backyard also includes two storage sheds, one of which is a generously sized 10x14 structure equipped with electricity and a window air conditioning unit—ideal for a comfortable, climate-controlled workshop or creative space. Additional highlights include double-hung windows throughout the home and a two-car garage with a fully retractable Lifestyle screen door featuring a single passage door for easy entry/exit when in use. Don’t miss your chance to own this beautifully updated home with comfortable indoor and outdoor living spaces.

Estimated monthly payment

Principal & interest$1,769
Property taxes$79
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history27 days on market

  1. Status: Active
    May 6, 2026
  2. Listed$365,000
    May 6, 2026
  3. Price reduced$349,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
27
Subdivision
Gardens The
County
Osceola
Year built
1988
Living area
1,320 sq ft
Price/sq ft
$265
Building area
1,920 sq ft (Public Records)
Lot size
7,492 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0095G)
Garage
2 spaces
Annual taxes
$952 (2025)
Parcel #
03-26-30-0027-0001-0130
Zoning
SR2
MLS #
S5149337

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer or Buyer's agent should contact the City of St. Cloud to confirm any leasing restrictions.

Exterior & Construction

Exterior features
French Doors, Rain Gutters
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst17x16
KitchenFirst19x11
Primary BedroomFirst15x12
Bedroom 2First13x11
Bedroom 3First12x11
Florida RoomFirst10x10

Listing Details

Listing date
2026-05-06
On market date
2026-05-06
Original list price
$365,000
Occupant type
Owner
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-05-06
Tax legal description
THE GARDENS PB 4 PG 193 LOT 13

Flood risk

Minimal riskFEMA Zone XPanel 12097C0095G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From OSCAR, take 192 East into St. Cloud. Turn Left on Brown Chapel Road. Turn Right on 5th Street. Turn Left on Garden Court. Home will be down on the Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 8:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA