1410 Pennsylvania Avenue, FL

$276,000

1410 Pennsylvania Avenue

St Cloud, FL 34769

Active
3
Beds
2
Baths
1,108
Sq Ft
0.16
Acres
1993
Built
$249/sqft
Single Family Residence

Property type

1993

Year built

7,013 sqft

Lot size

$249

Price / sq ft

No HOA

HOA dues

0

Days on market

1

Garage space

X

Flood zone

About this home

Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of St. Cloud! Built in 1993, this cozy residence is perfect for first-time homebuyers, growing families, or anyone looking to enjoy the Florida lifestyle without HOA restrictions. Step inside to discover an inviting open-concept floor plan featuring tile flooring throughout, soaring cathedral ceiling, and natural light. The recently remodeled kitchen is a standout feature, boasting granite countertops, stylish gray cabinetry, and a functional layout that opens seamlessly to the main living areas—perfect for everyday living and entertaining. Major updates provide peace of mind, including a roof less than 7 years old, as well as an A/C system and water heater both less than 5 years old. Conveniently located near the St. Cloud Lakefront and just minutes from shopping, dining, and everyday essentials including Walmart, Publix, Home Depot, Chick-fil-A, and more. Plus, enjoy easy access to Orlando International Airport, Walt Disney World, and Universal Studios, all approximately 30 minutes away. Whether you’re looking for your first home or a place to create lasting memories, this charming property offers the perfect blend of comfort, convenience, and value. Schedule your private showing today!

Estimated monthly payment

Principal & interest$1,396
Property taxes$51
Home insurance (est.)$127

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 3, 2026
  2. Listed$276,000
    Jun 3, 2026
  3. Price increased$276,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
St Cloud 2nd Town Of
County
Osceola
Year built
1993
Living area
1,108 sq ft
Price/sq ft
$249
Building area
7,013 sq ft (Public Records)
Lot size
7,013 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0256G)
Garage
1 spaces
Annual taxes
$615 (2025)
Parcel #
01-26-30-0001-0278-0060
Zoning
SR3
MLS #
S5151146

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Disposal, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom
Laundry
In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
buyer to verify lease restrictions eligibility with local ordinance

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Schools

ElementaryNeptune ElementaryGreatSchools ↗
MiddleNeptune Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Living RoomFirst
Bedroom 2First
KitchenFirst

Listing Details

Listing date
2026-06-03
On market date
2026-06-03
Original list price
$276,000
Occupant type
Owner
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Orlando Regional
Status changed
2026-06-03
Tax legal description
ST CLOUD PB B PG 34 BLK 278 LOTS 6 & 7 11/26/30

Flood risk

Minimal riskFEMA Zone XPanel 12097C0256G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward downtown St. Cloud on US-192.Turn south onto Pennsylvania Ave (near the downtown historic district).Continue south, crossing over major cross streets including 10th St, 12th St, and 13th St.After passing 13th St, the property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 3:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA