$399,900

12947 97th Terrace Road

Summerfield, FL 34491

Active
3
Beds
2
Baths
2,126
Sq Ft
0.19
Acres
2003
Built
55+ community3-car garage$188/sqft
🏠Single Family Residence

Property type

🏗️2003

Year built

📐8,276 sqft

Lot size

📊$188

Price / sq ft

🏘️$214/mo

HOA dues

📅11

Days on market

🚗3

Garage spaces

🌊x

Flood zone

About this home

Privacy abounds in this rare and spacious 3-bedroom, 2-bath Johnstown model with a den, perfectly situated behind a preserve that can never be built on, offering ultimate seclusion and serenity. One of only two models ever built with this versatile layout, the home boasts an open floor plan and a beautifully appointed kitchen featuring engineered wood flooring, stainless steel appliances, and Wilsonart beveled-edge counters. The combined living and dining areas showcase plantation shutters and engineered wood flooring—no carpeting anywhere, with tile in the bathrooms and laundry room for easy maintenance. French doors open into the den, which also includes plantation shutters for added privacy. A split-bedroom layout provides comfort for guests, with secondary bedrooms located opposite the private primary suite. The enclosed lanai, under heat and air, allows for year-round relaxation and entertaining. The EXTENDED garage includes a GOLF CART GARAGE, overhead and door insulation, pull-down attic stairs with storage, a service door, and a utility sink. Major updates include a new roof (2023), HVAC (2018), and repiping for peace of mind. Located in a vibrant 55+ community withNO BONDS or CDDs, enjoy resort-style amenities including 36 holes of golf, pickleball, tennis, softball, three pools (including one indoor), a state-of-the-art fitness center, and a seemingly endless list of clubs and activities. Come see this exceptional home today!

Estimated monthly payment

Principal & interest$2,022
Property taxes$240
Home insurance (est.)$183
HOA dues$214

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    May 6, 2026
  2. Listed$399,900
    May 6, 2026
  3. Price increased$399,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Subdivision
Spruce Creek Gc
County
Marion
Year built
2003
Living area
2,126 sq ft
Price/sq ft
$188
Building area
3,288 sq ft (Public Records)
Lot size
8,276 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
3 spaces
Annual taxes
$2,884 (2024)
Parcel #
6124-200-021
Zoning
PUD
MLS #
G5111907

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood, Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$214 / Monthly
Monthly HOA
$214/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Leland Management Nicole Arias
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE DEED RESTRICTIONS

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst12x14
DinetteFirst9x12
Dining RoomFirst10.2x10.8
Living RoomFirst17x25.1
Primary BedroomFirst13.2x16.4
Bedroom 2First11.2x11
Bedroom 3First12.1x11.1
DenFirst11x11
Balcony/Porch/LanaiFirst37.4x10

Listing Details

Listing date
2026-05-06
On market date
2026-05-06
Original list price
$399,900
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-05-06
Tax legal description
SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 096 SPRUCE CREEK COUNTRY CLUB STARR PASS II LOT 21

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 441 Del Webb Entrance, Take Del Webb Blvd Turn RIGHT on SE 97 Terrace Road, Home is on the LEFT #12947, STARR PASS II

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 17, 2026 at 3:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA