$399,900
12947 97th Terrace Road
Summerfield, FL 34491
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Privacy abounds in this rare and spacious 3-bedroom, 2-bath Johnstown model with a den, perfectly situated behind a preserve that can never be built on, offering ultimate seclusion and serenity. One of only two models ever built with this versatile layout, the home boasts an open floor plan and a beautifully appointed kitchen featuring engineered wood flooring, stainless steel appliances, and Wilsonart beveled-edge counters. The combined living and dining areas showcase plantation shutters and engineered wood flooring—no carpeting anywhere, with tile in the bathrooms and laundry room for easy maintenance. French doors open into the den, which also includes plantation shutters for added privacy. A split-bedroom layout provides comfort for guests, with secondary bedrooms located opposite the private primary suite. The enclosed lanai, under heat and air, allows for year-round relaxation and entertaining. The EXTENDED garage includes a GOLF CART GARAGE, overhead and door insulation, pull-down attic stairs with storage, a service door, and a utility sink. Major updates include a new roof (2023), HVAC (2018), and repiping for peace of mind. Located in a vibrant 55+ community withNO BONDS or CDDs, enjoy resort-style amenities including 36 holes of golf, pickleball, tennis, softball, three pools (including one indoor), a state-of-the-art fitness center, and a seemingly endless list of clubs and activities. Come see this exceptional home today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history11 days on market
- Status: ActiveMay 6, 2026
- Listed$399,900May 6, 2026
- Price increased$399,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 11
- Subdivision
- Spruce Creek Gc
- County
- Marion
- Year built
- 2003
- Living area
- 2,126 sq ft
- Price/sq ft
- $188
- Building area
- 3,288 sq ft (Public Records)
- Lot size
- 8,276 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 3 spaces
- Annual taxes
- $2,884 (2024)
- Parcel #
- 6124-200-021
- Zoning
- PUD
- MLS #
- G5111907
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Hardwood, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $214 / Monthly
- Monthly HOA
- $214/mo
- Total monthly fees
- $214/mo
- Total annual fees
- $2,568
- HOA name
- Leland Management Nicole Arias
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- SEE DEED RESTRICTIONS
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x14 |
| Dinette | First | 9x12 |
| Dining Room | First | 10.2x10.8 |
| Living Room | First | 17x25.1 |
| Primary Bedroom | First | 13.2x16.4 |
| Bedroom 2 | First | 11.2x11 |
| Bedroom 3 | First | 12.1x11.1 |
| Den | First | 11x11 |
| Balcony/Porch/Lanai | First | 37.4x10 |
Listing Details
- Listing date
- 2026-05-06
- On market date
- 2026-05-06
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-05-06
- Tax legal description
- SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 096 SPRUCE CREEK COUNTRY CLUB STARR PASS II LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 441 Del Webb Entrance, Take Del Webb Blvd Turn RIGHT on SE 97 Terrace Road, Home is on the LEFT #12947, STARR PASS II
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 17, 2026 at 3:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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