4581 21st Avenue, FL
Stellar MLS

$449,000

4581 21st Avenue

St Petersburg, FL 33713

Active
2
Beds
2
Baths
1,500
Sq Ft
0.2
Acres
1958
Built
Private poolIn-law suite$299/sqft360° tour
Single Family Residence

Property type

1958

Year built

8,751 sqft

Lot size

$299

Price / sq ft

No HOA

HOA dues

30

Days on market

1

Garage space

X

Flood zone

About this home

Move-in-ready 2BR/2BA home with a flexible converted garage—ideal as an income-producing rental or guest suite, perfectly located just 10 minutes from downtown St. Pete and 15 minutes from the Gulf beaches. Set in high-and-dry Disston Heights, this home offers peace of mind with no flood zone, no evacuation zone, plus the convenience of an on-site irrigation well. Major four-point updates provide long-term comfort and efficiency: Roof (2018), HVAC with UV lighting (2021), NEW ductwork throughout, Electrical (2021), Tankless Water Heater (2025), and a fully updated kitchen (2025). A 2019 circular paver driveway enhances curb appeal and offers easy, attractive parking. The private backyard retreat features an in-ground vinyl pool, 2024 pool pump, wood deck surround, and a large electric-powered storage shed—perfect for tools, hobbies, or extra storage. With plenty of space to expand your outdoor living, you can add a tiki hut, lounge area, or garden to create your own Florida oasis. This well-kept home blends comfort, convenience, and lifestyle—ideal for relaxing, entertaining, or generating additional income in one of St. Pete’s most desirable, centrally located neighborhoods.

Estimated monthly payment

Principal & interest$2,270
Property taxes$88
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history30 days on market

  1. Status: Active
    May 27, 2026
  2. Listed$457,000
    May 1, 2026
  3. Price reduced$449,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
30
Subdivision
White D C Park
County
Pinellas
Year built
1958
Living area
1,500 sq ft
Price/sq ft
$299
Building area
1,876 sq ft (Public Records)
Lot size
8,751 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
1 spaces
Pool
Private pool
Annual taxes
$1,054 (2025)
Parcel #
15-31-16-97128-000-0140
Zoning
RES
MLS #
TB8503960

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Laminate, Terrazzo
Appliances
Built-In Oven, Cooktop, Dishwasher, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Solid Surface Counters
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Bath In Garage, Converted Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with county and city ordinances.

Exterior & Construction

Exterior features
Private Mailbox, Private Yard, Sprinkler Metered, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public, Well
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BathroomFirst11x12
Primary BedroomFirst11x12
Bedroom 2First10x11
Bathroom 2First5x8
Family RoomFirst12x18
Living RoomFirst20x12
Dining RoomFirst9x8
KitchenFirst10x12

Listing Details

Listing date
2026-05-01
On market date
2026-05-01
Original list price
$457,000
Occupant type
Owner
MLS area
33713 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-05-27
Tax legal description
Disston Heights, White, D.c. Park Sub Lot 14 Tr 97128

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

22nd Ave N, turn south on 46th Street turn house is on corner of 46th Street N and 21st Ave N. Sign on corner of property, please feel free to park in driveway

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 1:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA