2134 Mckinley Street, FL
Stellar MLS

$394,900

2134 Mckinley Street

Clearwater, FL 33765

Pending
2
Beds
3
Baths
1,254
Sq Ft
0.21
Acres
1964
Built
Waterfront$315/sqft360° tour
Single Family Residence

Property type

1964

Year built

9,130 sqft

Lot size

$315

Price / sq ft

No HOA

HOA dues

36

Days on market

2

Garage spaces

X

Flood zone

About this home

BEAUTIFUL HOME IN ESTABLISHED NEIGHBORHOOD* NICE BACKYARD WITH OPEN VIEWS OF THE LAKE* ENJOY THE OPEN BACKYARD WITH AN OPEN PATIO AREA* TILE FLOORING THROUGHOUT THE HOME* OVERSIZED 2 CAR GARAGE WITH FULL BATHROOM* UPDATED KITCHEN WITH NEWER APPLIANCES* NEWER CENTRAL HEAT AND AIR UNIT* OPEN FLOORPLAN WITH FLORIDA ROOM* ADDITIONAL WORKROOM* NICELY LANDSCAPED* THE TWO CAR GARAGE IS APPROXIMATELY OVER 600 SQ FT THAT CAN BE CONVERTED WITH APPROPRIATE PERMITS*CLOSE TO SHOPPING, BANKS, AND AIRPORT* MINUTES TO CLEARWATER BEACH

Local Insight

At $315/sqft for a 1964 waterfront home in Clearwater, you're getting solid pricing for the location and water access, though you'll want a thorough inspection given the age and potential foundation or system updates needed. The X flood zone designation is a genuine plus here—no flood insurance requirement—which helps the overall carrying costs, but the small 0.21-acre lot and modest square footage mean this is really about the waterfront premium, so make sure that view and access are worth the tradeoff in space for your lifestyle.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,997
Property taxes$74
Home insurance (est.)$181

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history36 days on market

  1. Status: Pending
    Jun 4, 2026
  2. Listed$449,900
    Apr 29, 2026
  3. Price reduced$394,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
36
Subdivision
Terrace Lake Add
County
Pinellas
Year built
1964
Living area
1,254 sq ft
Price/sq ft
$315
Building area
1,874 sq ft (Public Records)
Lot size
9,130 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0107J)
Garage
2 spaces
Annual taxes
$887 (2025)
Parcel #
12-29-15-90306-001-0050
MLS #
TB8503139

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Interior Details

Bedrooms
2
Full bathrooms
3
Flooring
Tile
Appliances
Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
must check with city of clearwater

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Room Details

RoomLevelDimensions
Living RoomFirst13x9
Primary BedroomFirst10x10
KitchenFirst10x8
Bedroom 2First10x10

Listing Details

Listing date
2026-04-29
On market date
2026-04-29
Original list price
$449,900
Occupant type
Vacant
MLS area
33765 - Clearwater/Sunset Point
Listing AOR
Suncoast Tampa
Status changed
2026-06-04
Tax legal description
TERRACE LAKE ADD BLK 1, LOT E

Flood risk

Minimal riskFEMA Zone XPanel 12103C0107J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hercules north of drew street right on mckinley street

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 11:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA