5400 Ardmore Loop, FL
Stellar MLS

$399,900

5400 Ardmore Loop

St Cloud, FL 34771

Active
3
Beds
2
Baths
1,927
Sq Ft
0.21
Acres
2019
Built
$208/sqft360° tour
Single Family Residence

Property type

2019

Year built

9,148 sqft

Lot size

$208

Price / sq ft

$77/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome home to this immaculate three-bedroom, two-bath ranch style retreat, perfectly designed for modern living and ultimate outdoor enjoyment. Situated on an expansive lot, the HUGE backyard offers endless possibilities — large enough to accommodate a full-size pool, outdoor kitchen and a true backyard oasis with room to spare. Inside, the open concept living and dining area is anchored by an impressive 16-foot quartz island, creating a stunning focal point ideal for entertaining and everyday living. The seamless layout enhances natural flow and showcases the homes, contemporary design. The luxurious primary suite, privately located off the main living area, features of versatile bonus room — perfect as a home office, nursery, or yoga studio. The en suite bath, boasts dual sinks, a generous walk-in shower, and a large walk-in closet. Two additional spacious bedrooms, and a full bath are tucked away down their own hallway, providing comfort and privacy separate from the primary suite. This home effortlessly blends style, space, and functionality — an immaculate slice of paradise waiting to be experienced. Come see for yourself!

Estimated monthly payment

Principal & interest$2,022
Property taxes$290
Home insurance (est.)$183
HOA dues$77

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Apr 23, 2026
  2. Listed$399,900
    Apr 23, 2026
  3. Price increased$399,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Hanover Reserve Rep
County
Osceola
Year built
2019
Living area
1,927 sq ft
Price/sq ft
$208
Building area
2,720 sq ft (Public Records)
Lot size
9,148 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0105G)
Garage
2 spaces
Annual taxes
$3,474 (2025)
Parcel #
16-25-31-3381-0001-0570
Zoning
RES
MLS #
O6401383

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$232 / Quarterly
Monthly HOA
$77/mo
Total monthly fees
$77/mo
Total annual fees
$928
HOA name
Southwest Property Mgmt
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Block, Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
Bedroom 1First
KitchenFirst
Bedroom 2First

Listing Details

Listing date
2026-04-21
On market date
2026-04-23
Original list price
$399,900
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-04-23
Tax legal description
HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 57

Flood risk

Minimal riskFEMA Zone XPanel 12097C0105G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 417 take Narcoosee Rd towards St. Cloud. Turn left on Jack Brack. Turn Left on Zuni, turn right of Oakdale, left on Stillwood, right on Reynolds, right on Ardmore Loop. Home is on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA