3815 Kyle Drive, FL

$329,000

3815 Kyle Drive

St Cloud, FL 34772

Active
3
Beds
2
Baths
1,240
Sq Ft
0.14
Acres
2001
Built
$265/sqft360° tour
🏠Single Family Residence

Property type

🏗️2001

Year built

📐6,055 sqft

Lot size

📊$265

Price / sq ft

🏘️$60/mo

HOA dues

📅47

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

PRICE IMPROVEMENT! One of the Best Values in St. Cloud with Major Updates Already Completed Move-in ready and beautifully refreshed, this home offers the perfect combination of comfort, convenience, and peace of mind. From the moment you walk in, you'll appreciate the bright, welcoming feel created by fresh interior and exterior paint, updated lighting, stunning quartz countertops, new sinks and faucets, and brand-new appliances. The best part? The major expenses have already been taken care of for you. Enjoy added confidence with a newer roof (2020), upgraded AC (2022), and a brand-new water heater (2024), allowing you to focus on enjoying your new home instead of worrying about costly repairs. Located in the desirable Cross Creek community, you'll be just minutes from Narcoossee Road, US-192, shopping, dining, schools, Lakefront Park, Peghorn Nature Park, and the charm of Downtown St. Cloud. With easy access to major roadways and everyday conveniences, this location makes commuting and daily living a breeze. Whether you're purchasing your first home, looking for a low-maintenance lifestyle, or seeking a smart investment opportunity, this property offers exceptional value in one of Central Florida's fastest-growing areas. Experience the updates, convenience, and value of 3815 Kyle Drive for yourself. Schedule a showing today.

Estimated monthly payment

Principal & interest$1,664
Property taxes$358
Home insurance (est.)$151
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history47 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$339,000
    Apr 16, 2026
  3. Price reduced$329,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
47
Subdivision
Cross Creek Estates Ph 2 & 3
County
Osceola
Year built
2001
Living area
1,240 sq ft
Price/sq ft
$265
Building area
1,828 sq ft (Public Records)
Lot size
6,055 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$4,293 (2025)
Parcel #
26-26-30-0601-0001-0950
Zoning
SR3
MLS #
O6399537

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan
Laundry
In Garage, Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$60 / Monthly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$720
HOA name
Margerie Webb
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with HOA
Approval process
Buyer to verify with HOA

Exterior & Construction

Exterior features
Private Yard, Sidewalk
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Living RoomFirst
KitchenFirst
Dining RoomFirst

Listing Details

Listing date
2026-04-16
On market date
2026-04-16
Original list price
$339,000
Occupant type
Vacant
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-04-16
Tax legal description
CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 95

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From U.S. Route 192, turn right onto Old Canoe Creek Road, turn right onto Canoe Creek Rd, turn left onto Crossing Creek Blvd, Turn right into Kyle Dr. 3815 Kyle Drive on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 1:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA