3107 5th Street, FL

$320,000

3107 5th Street

St Cloud, FL 34769

Active
2
Beds
2
Baths
1,512
Sq Ft
0.23
Acres
1983
Built
$212/sqft360° tour
Single Family Residence

Property type

1983

Year built

10,106 sqft

Lot size

$212

Price / sq ft

No HOA

HOA dues

0

Days on market

1

Garage space

X

Flood zone

About this home

This quaint 2 bedroom 2 bathroom home is ready for new owners to make it their own. With a spacious front and back yard there is enough room for planting, entertaining or play and better yet, NO HOA. The open living plan features a large back room full of windows allowing the sunlight to fill the space. The one-story plan lends to easy living and the washer and drying located in the one car garage will convey. The roof is from 2017, HVAC 2013 and Water Heater 2023. Located walking distance to Lakeview Elementary School, the home is also close to shopping restaurants and all that makes St Cloud the charming home town for which it is known. Schedule a showing today before it is too late.

Estimated monthly payment

Principal & interest$1,618
Property taxes$51
Home insurance (est.)$147

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 2, 2026
  2. Listed$320,000
    Jun 2, 2026
  3. Price increased$320,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
S L & I C Town Of St Cloud
County
Osceola
Year built
1983
Living area
1,512 sq ft
Price/sq ft
$212
Building area
2,206 sq ft (Public Records)
Lot size
10,106 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0095G)
Garage
1 spaces
Annual taxes
$615 (2025)
Parcel #
03-26-30-0725-0001-2677
Zoning
SR2
MLS #
O6411346

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Freezer, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Walk-In Closet(s)
Laundry
In Garage, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to confirm lease restrictions.

Exterior & Construction

Exterior features
Private Mailbox, Sidewalk
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryLakeview Elem (K 5)GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst14x17
Living RoomFirst14x13
Primary BedroomFirst12x14
Primary BathroomFirst7x4
Bedroom 2First11x13
Bathroom 2First10x5
Bonus RoomFirst11x15

Listing Details

Listing date
2026-05-28
On market date
2026-06-02
Original list price
$320,000
Occupant type
Vacant
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Sarasota - Manatee
Status changed
2026-06-02
Tax legal description
S L & I C PB B PGS 61-64 LOTS 267 AND 268 LESS E 255 FT OF LOT 267 AND LESS W 300 FT OF LOT 268

Flood risk

Minimal riskFEMA Zone XPanel 12097C0095G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 192 in St Cloud go North on Brown Chapel Road to 5th Street turn east (left) the home will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 8:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA