$1,595,000
3955 Equine Cove
Lake Mary, FL 32746
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Presenting a rare opportunity to own an exceptional resort-style estate, perfectly positioned on an oversized corner lot within the highly sought-after gated community of Steeple Chase. From the moment you arrive, the home’s impeccable craftsmanship, architectural detail, and curated upgrades set a tone of refined luxury. Step inside to a thoughtfully designed open-concept floor plan, where soaring ceilings and abundant natural light create an atmosphere that is both grand and inviting. Elegant formal living and dining spaces provide the perfect setting for sophisticated entertaining. At the heart of the home, the gourmet chef’s kitchen is as functional as it is stunning, featuring premium stainless steel GE Monogram appliances, a gas cooktop, expansive center island, farmhouse sink, walk-in pantry, and generous counter space. Seamlessly overlooking the spacious great room, this space is ideal for both everyday living and effortless hosting. A truly distinctive highlight is the private wine lounge and bar, complete with custom cabinetry, an oversized wine refrigerator, and multiple beer taps—an entertainer’s dream and a guaranteed conversation piece. The first-floor owner’s suite offers a private retreat, showcasing tray ceilings, expansive walk-in closets, and a spa-inspired bath with a luxurious walk-in shower and separate soaking tub. Direct access to the outdoor living area from the Owner’s Suite enhances the indoor-outdoor lifestyle. A dedicated office on the main level, featuring custom built-ins and wood flooring, offers flexibility as a guest suite if needed. Upstairs, you’ll find four additional bedrooms, three full bathrooms, and a versatile loft with a custom built-in wall unit. An oversized bedroom presents the opportunity to create a private theater or game room tailored to your lifestyle. Function meets convenience with a well-appointed laundry room connecting to a single-car garage, while a separate two-car garage offers additional storage, including ceiling-mounted racks. The outdoor living space is nothing short of extraordinary—reminiscent of a luxury resort. The expansive covered lanai features a tongue-and-groove wood ceiling and a fully equipped summer kitchen with natural gas appliances, refrigerator, and elegant gas-lit coach lighting. Enjoy the saltwater pool and heated spa, or entertain at the custom outdoor bar, complete with dual beer taps, granite countertops, stainless storage, and ample seating. Lush, mature Podocarpus hedging creates a private, serene backdrop, while additional enhancements such as surround sound and a natural mosquito misting system ensure year-round comfort and enjoyment. Ideally located near top-rated schools, world-class dining, premier shopping, and with convenient access to major Central Florida highways, this home offers the perfect blend of luxury, comfort, and location. This is a truly rare offering—schedule your private showing today. Note: Property may be under audio and visual surveillance.
Local Insight
This 2015 home is priced at the higher end of Lake Mary's market per square foot, so you're paying a premium for the newer construction, pool, and Steeple Chase location—worth it if the executive-corridor proximity and top-rated schools justify the $1.6M+ entry point, but worth comparing against slightly older inventory that might offer more land or square footage for less. The property sits in both flood zones X and AE, which is mixed; X is low-risk but AE requires closer inspection of elevation certificates and flood insurance costs, especially given the price point. At 0.35 acres with a $220 HOA in a master-planned community, you're trading land and privacy for turnkey convenience and amenities—typical for this Lake Mary corridor, but confirm the community offerings match what you need.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: PendingMay 5, 2026
- Listed$1,595,000Apr 8, 2026
- Price increased$1,595,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 27
- Subdivision
- Steeple Chase
- County
- Seminole
- Year built
- 2015
- Living area
- 4,294 sq ft
- Price/sq ft
- $371
- Building area
- 5,569 sq ft (Public Records)
- Lot size
- 15,194 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X; AE (12117C0065F)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $10,305 (2024)
- Parcel #
- 11-20-29-5TQ-0000-1230
- Zoning
- PD
- MLS #
- O6397165
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Common Area, Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Garage
HOA & Financial
- HOA fee
- $220 / Monthly
- Monthly HOA
- $220/mo
- Total monthly fees
- $220/mo
- Total annual fees
- $2,640
- HOA name
- SENTRY MANAGEMENT/MARLO SANDERS
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to confirm all lease restrictions with HOA and Seminole county.
- Approval process
- Buyer to confirm all lease approval processes with HOA and Seminole county.
Exterior & Construction
- Exterior features
- Balcony, Courtyard, Fire Pit, French Doors, Gray Water System, Lighting, Outdoor Grill, Outdoor Kitchen, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Other, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Natural Gas Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 11x13 |
| Great Room | First | 19x18 |
| Dining Room | First | 13x11 |
| Kitchen | First | 15x21 |
| Primary Bedroom | First | |
| Office | First | 11x12 |
| Bedroom 2 | Second | 14x16 |
| Bedroom 3 | Second | 12x14 |
| Bedroom 4 | Second | 15x13 |
| Additional Bedroom | Second | 21x30 |
| Loft | Second | 13x12 |
Listing Details
- Listing date
- 2026-04-08
- On market date
- 2026-04-08
- Original list price
- $1,595,000
- Occupant type
- Owner
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-05
- Tax legal description
- LOT 123 STEEPLE CHASE PB 78 PGS 59 THRU 63
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-4 TO W LAKE MARY BLVD. LEFT ONTO RANCH BELL LANE; LEFT ONTO FARM BELL PLACE; LEFT ONTO EQUINE COVE; HOME IS ON THE RIGHT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 12:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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