3955 Equine Cove, FL
Stellar MLS

$1,595,000

3955 Equine Cove

Lake Mary, FL 32746

Pending
5
Beds
5
Baths
4,294
Sq Ft
0.35
Acres
2015
Built
Private pool3-car garage$371/sqft
Single Family Residence

Property type

2015

Year built

15,194 sqft

Lot size

$371

Price / sq ft

$220/mo

HOA dues

27

Days on market

3

Garage spaces

X; AE

Flood zone

About this home

Under contract-accepting backup offers. Presenting a rare opportunity to own an exceptional resort-style estate, perfectly positioned on an oversized corner lot within the highly sought-after gated community of Steeple Chase. From the moment you arrive, the home’s impeccable craftsmanship, architectural detail, and curated upgrades set a tone of refined luxury. Step inside to a thoughtfully designed open-concept floor plan, where soaring ceilings and abundant natural light create an atmosphere that is both grand and inviting. Elegant formal living and dining spaces provide the perfect setting for sophisticated entertaining. At the heart of the home, the gourmet chef’s kitchen is as functional as it is stunning, featuring premium stainless steel GE Monogram appliances, a gas cooktop, expansive center island, farmhouse sink, walk-in pantry, and generous counter space. Seamlessly overlooking the spacious great room, this space is ideal for both everyday living and effortless hosting. A truly distinctive highlight is the private wine lounge and bar, complete with custom cabinetry, an oversized wine refrigerator, and multiple beer taps—an entertainer’s dream and a guaranteed conversation piece. The first-floor owner’s suite offers a private retreat, showcasing tray ceilings, expansive walk-in closets, and a spa-inspired bath with a luxurious walk-in shower and separate soaking tub. Direct access to the outdoor living area from the Owner’s Suite enhances the indoor-outdoor lifestyle. A dedicated office on the main level, featuring custom built-ins and wood flooring, offers flexibility as a guest suite if needed. Upstairs, you’ll find four additional bedrooms, three full bathrooms, and a versatile loft with a custom built-in wall unit. An oversized bedroom presents the opportunity to create a private theater or game room tailored to your lifestyle. Function meets convenience with a well-appointed laundry room connecting to a single-car garage, while a separate two-car garage offers additional storage, including ceiling-mounted racks. The outdoor living space is nothing short of extraordinary—reminiscent of a luxury resort. The expansive covered lanai features a tongue-and-groove wood ceiling and a fully equipped summer kitchen with natural gas appliances, refrigerator, and elegant gas-lit coach lighting. Enjoy the saltwater pool and heated spa, or entertain at the custom outdoor bar, complete with dual beer taps, granite countertops, stainless storage, and ample seating. Lush, mature Podocarpus hedging creates a private, serene backdrop, while additional enhancements such as surround sound and a natural mosquito misting system ensure year-round comfort and enjoyment. Ideally located near top-rated schools, world-class dining, premier shopping, and with convenient access to major Central Florida highways, this home offers the perfect blend of luxury, comfort, and location. This is a truly rare offering—schedule your private showing today. Note: Property may be under audio and visual surveillance.

Local Insight

This 2015 home is priced at the higher end of Lake Mary's market per square foot, so you're paying a premium for the newer construction, pool, and Steeple Chase location—worth it if the executive-corridor proximity and top-rated schools justify the $1.6M+ entry point, but worth comparing against slightly older inventory that might offer more land or square footage for less. The property sits in both flood zones X and AE, which is mixed; X is low-risk but AE requires closer inspection of elevation certificates and flood insurance costs, especially given the price point. At 0.35 acres with a $220 HOA in a master-planned community, you're trading land and privacy for turnkey convenience and amenities—typical for this Lake Mary corridor, but confirm the community offerings match what you need.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$8,065
Property taxes$859
Home insurance (est.)$731
HOA dues$220

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history27 days on market

  1. Status: Pending
    May 5, 2026
  2. Listed$1,595,000
    Apr 8, 2026
  3. Price increased$1,595,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
27
Subdivision
Steeple Chase
County
Seminole
Year built
2015
Living area
4,294 sq ft
Price/sq ft
$371
Building area
5,569 sq ft (Public Records)
Lot size
15,194 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X; AE (12117C0065F)
Garage
3 spaces
Pool
Private pool
Annual taxes
$10,305 (2024)
Parcel #
11-20-29-5TQ-0000-1230
Zoning
PD
MLS #
O6397165

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Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Common Area, Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Garage

HOA & Financial

HOA fee
$220 / Monthly
Monthly HOA
$220/mo
Total monthly fees
$220/mo
Total annual fees
$2,640
HOA name
SENTRY MANAGEMENT/MARLO SANDERS
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to confirm all lease restrictions with HOA and Seminole county.
Approval process
Buyer to confirm all lease approval processes with HOA and Seminole county.

Exterior & Construction

Exterior features
Balcony, Courtyard, Fire Pit, French Doors, Gray Water System, Lighting, Outdoor Grill, Outdoor Kitchen, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Other, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Natural Gas Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryAWoodlands ElementaryGreatSchools ↗
MiddleAMarkham Woods MiddleGreatSchools ↗
High SchoolBLake Mary HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst11x13
Great RoomFirst19x18
Dining RoomFirst13x11
KitchenFirst15x21
Primary BedroomFirst
OfficeFirst11x12
Bedroom 2Second14x16
Bedroom 3Second12x14
Bedroom 4Second15x13
Additional BedroomSecond21x30
LoftSecond13x12

Listing Details

Listing date
2026-04-08
On market date
2026-04-08
Original list price
$1,595,000
Occupant type
Owner
MLS area
32746 - Lake Mary / Heathrow
Listing AOR
Orlando Regional
Status changed
2026-05-05
Tax legal description
LOT 123 STEEPLE CHASE PB 78 PGS 59 THRU 63

Flood risk

Zone X; AEFEMA Zone X; AEPanel 12117C0065F

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-4 TO W LAKE MARY BLVD. LEFT ONTO RANCH BELL LANE; LEFT ONTO FARM BELL PLACE; LEFT ONTO EQUINE COVE; HOME IS ON THE RIGHT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 12:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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