$269,900
4411 Melbourne Street
Punta Gorda, FL 33980
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Location, location, location! This beautifully renovated 3 bedroom, 2 bathroom Punta Gorda home combines modern updates, flexible living space, and exceptional opportunity in one of the area’s most convenient locations. Originally built in 1953 and extensively updated throughout, the home offers the confidence of major recent improvements including a newer TPO roof approximately three years old, a new wall-unit A/C installed in 2025, and a new water heater installed in 2026. Interior renovations create a comfortable and move-in ready living environment with updated appliances, refreshed finishes, and a flexible layout that allows space for a possible fourth bedroom, home office, or bonus room depending on your needs. The oversized backyard is a standout feature of the property and offers outstanding potential for outdoor entertaining, gardening, storage, recreation space, or future customization. Concrete interior and exterior construction adds durability and long-term value. With no HOA restrictions and a strong rental history, this property offers flexibility whether you are searching for a primary residence, seasonal home, or investment opportunity. Seller offering $10,000 credit toward installation of central A/C. Prior four point and wind mitigation inspection reports available. Ideally located near downtown Punta Gorda, waterfront parks, shopping, dining, US-41, and I-75, the home provides convenient access throughout Southwest Florida while maintaining the comfort of an established neighborhood setting.
Local Insight
At $203/sqft for a 1953 home in AE flood zone, you're getting decent pricing but need to carefully review flood insurance costs and elevation — this will likely be a significant ongoing expense that could eat into any savings versus newer construction. The 0.24-acre lot is tight and typical for this older Charlotte Shores neighborhood, so don't expect much yard flexibility or future expansion potential. The real value question here is whether you're comfortable with the age-related systems (plumbing, electrical, roof condition) and flood risk trade-off for the price point, since comparable newer homes in safer zones aren't drastically more expensive in this market.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history65 days on market
- Status: ActiveMar 26, 2026
- Listed$299,900Mar 26, 2026
- Price reduced$269,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 65
- Subdivision
- Charlotte Shores Un 01
- County
- Charlotte
- Year built
- 1953
- Living area
- 1,330 sq ft
- Price/sq ft
- $203
- Building area
- 1,790 sq ft (Owner)
- Lot size
- 10,650 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0233G)
- Annual taxes
- $973 (2025)
- Parcel #
- 402225477013
- Zoning
- CR3.5
- MLS #
- C7523969
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Cooktop, Dishwasher, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Solid Surface Counters
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Ductless
- Cooling
- Wall/Window Unit(s)
Parking
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard
- Construction materials
- Block
- Roof
- Other
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14.2x12.4 |
| Primary Bathroom | First | 9.4x6.8 |
| Bedroom 2 | First | 9.4x12.9 |
| Bedroom 3 | First | 11.1x10.6 |
| Bathroom 2 | First | 6.2x6.7 |
| Living Room | First | 14.1x12.9 |
| Family Room | First | 11.6x16.2 |
| Kitchen | First | 13.3x7 |
| Dining Room | First | 8.11x5.9 |
| Bonus Room | First | 11.6x10.9 |
| Balcony/Porch/Lanai | First | 7.7x28.9 |
Listing Details
- Listing date
- 2026-03-25
- On market date
- 2026-03-26
- Original list price
- $299,900
- Occupant type
- Vacant
- MLS area
- 33980 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-03-26
- Tax legal description
- CHA 000 000A 0001E CHAR ACRES BLK A LT 71.02 FT X 150 FT IN SE COR LT 1 568/1316 652/1127 DC686/983 773/589 1000/239 1142/327 1715/242 2262/1985 CT3650/211 3663/1311 3667/1983 3695/1486 3804/2154 3982/983 3238895 3310432
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41 (Charlotte Harbor area): Turn East onto Melbourne Street. Continue for approximately 0.5 miles. The property will be on your Left (North side of the street). Alternative Route (from I-75): Take Exit 167 for Harborview Road (CR 776). Head West on Harborview Road for about 2.5 mileTurn Left (South) onto US-41 S/Tamiami Trail. Turn Left (East) onto Melbourne Street. The property is on your Left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 30, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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