$285,000
4016 103rd Ave
Clearwater, FL 33762
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this 2-bedroom, 2-bathroom split floor plan home with a 2-car garage, ideally located in The Lakes! This home offers a spacious layout featuring high ceilings, a bright and open great room, and a charming eat-in kitchen. The primary suite includes a large walk-in closet and an en-suite bathroom. Tile flooring runs throughout the home, providing both durability and easy maintenance. Enjoy additional living space in the Florida room (not included in the heated square footage), perfect for relaxing or entertaining. The garage also features convenient pull-down attic access for extra storage. Major updates include a new HVAC system (2022) and a roof replacement (2016). This property is equipped with double-pane impact windows, accordion hurricane shutters, and a whole-house Generac propane standby generator, offering added protection and peace of mind during storm season. The home also features wheelchair-accessible widened doorways in the primary bedroom and bathroom. Located within The Lakes community, this particular property is not subject to the community’s age restrictions. This home presents a great opportunity for buyers looking to renovate and customize a home to their own style and needs.
Local Insight
At $241/sqft, this 1986 two-bedroom is priced competitively for the Clearwater market, but you're looking at an older home that will likely need updates soon—roof, HVAC, and plumbing are all pushing 40 years. The real financial anchor here is that $200 monthly HOA on a property this modest, which adds $2,400 annually and limits your actual equity appreciation potential. Location-wise, you're in a established residential neighborhood away from the beach premium, and being in flood zone X is a genuine advantage if you ever refinance, but the small 0.14-acre lot and tight footprint mean this is truly a starter home, not a long-term hold.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history32 days on market
- Status: PendingApr 30, 2026
- Listed$300,000Mar 19, 2026
- Price reduced$285,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 32
- Subdivision
- Lakes Unit Ii Ph 1 Sec Iii The
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,182 sq ft
- Price/sq ft
- $241
- Building area
- 1,772 sq ft (Public Records)
- Lot size
- 6,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $4,557 (2025)
- Parcel #
- 15-30-16-48602-000-2000
- MLS #
- TB8488604
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $200 / Monthly
- Monthly HOA
- $200/mo
- Total monthly fees
- $200/mo
- Total annual fees
- $2,400
- HOA name
- Management and Associates
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer/Buyer's Agent to Verify.
- Approval process
- Buyer/Buyer's Agent to Verify.
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available, Water Available
Community
- Pets allowed
- Breed Restrictions, Number Limit, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x12 |
| Bedroom 2 | First | 11x11 |
| Living Room | First | 13x21 |
| Dining Room | First | 8x15 |
| Dinette | First | 6x8 |
| Kitchen | First | 8x8 |
| Florida Room | First | 6x16 |
Listing Details
- Listing date
- 2026-03-19
- On market date
- 2026-03-19
- Original list price
- $300,000
- Occupant type
- Vacant
- MLS area
- 33762 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-30
- Tax legal description
- LAKES UNIT II PHASE I SEC III, THE LOT 200
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head toward US-19 Take Exit for Ulmerton Rd Head west on Ulmerton Rd Turn right onto 49th St N Turn left onto 102nd Ave N Turn right onto 40th St N Turn left onto 103rd Ave Destination will be on your right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 10:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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