31210 Penny Surf Loop, FL

$350,000

31210 Penny Surf Loop

Wesley Chapel, FL 33545

Active
3
Beds
2
Baths
1,516
Sq Ft
0.12
Acres
2020
Built
$231/sqft360° tour
🏠Single Family Residence

Property type

🏗️2020

Year built

📐5,069 sqft

Lot size

📊$231

Price / sq ft

🏘️$87/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Located in the spectacular Epperson Lagoon community, this beautiful home offers the perfect combination of lifestyle, comfort, and value. The property features a modern open concept design, spacious living and dining areas, abundant natural light, and spaces ideal for both everyday living and entertaining. Enjoy a functional kitchen that flows seamlessly into the main living areas, creating a warm and practical gathering space. The bedrooms offer comfort and privacy, while the overall layout of the home is designed to maximize both space and functionality. Living in Epperson means exclusive access to the famous MetroLagoon, a one of a kind destination featuring sandy beaches, crystal clear water, kayaking, paddleboarding, relaxing lounge areas, and year round community events. This resort style lifestyle makes every day feel like a getaway. Priced strategically for today’s market, this home stands out as one of the best opportunities currently available in Epperson for buyers seeking a vibrant community and an exceptional place to call home.

Estimated monthly payment

Principal & interest$1,770
Property taxes$607
Home insurance (est.)$160
HOA dues$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 16, 2026
  2. Listed$35,000
    Mar 16, 2026
  3. Price increased$350,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Epperson Ranch North Pod F Ph
County
Pasco
Year built
2020
Living area
1,516 sq ft
Price/sq ft
$231
Building area
2,034 sq ft (Public Records)
Lot size
5,069 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0268F)
Garage
2 spaces
Annual taxes
$7,285 (2025)
Parcel #
20-25-27-010.0-000.00-028.0
Zoning
MPUD
MLS #
A4685087

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$261 / Quarterly
Monthly HOA
$87/mo
Total monthly fees
$87/mo
Total annual fees
$1,043
HOA name
Colette Fuller
CDD
Yes
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Can lease twice per year minimum of 6th months.
Approval process
See attachments

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-03-12
On market date
2026-03-16
Original list price
$35,000
Occupant type
Vacant
MLS area
33545 - Wesley Chapel
Listing AOR
Sarasota - Manatee
Status changed
2026-03-16
Tax legal description
EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 28

Flood risk

Minimal riskFEMA Zone XPanel 12101C0268F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Interstate 75, take Exit 282 for Overpass Road and head east. Continue on Overpass Road for approximately 3 miles. Turn left onto Epperson Boulevard and proceed to the community entrance. Continue straight and follow the road through the community. Turn left onto Penny Surf Loop and continue around the loop to 31210 Penny Surf Loop. The home will be located on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 17, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA