3704 Pebble Terrace, FL

$325,000

3704 Pebble Terrace

Punta Gorda, FL 33980

Active
4
Beds
2
Baths
1,846
Sq Ft
0.17
Acres
2020
Built
$176/sqft
🏠Single Family Residence

Property type

🏗️2020

Year built

📐7,288 sqft

Lot size

📊$176

Price / sq ft

🏘️$398/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊AE*

Flood zone

About this home

MODEL-PERFECT HOME IN THE RIVER CLUB: Located in the pristine gated community of River Club, this impeccably maintained 4-bedroom, 2-bath home truly shows like a model and is tastefully decorated throughout. Being furnished with some exclusions, this home offers a convenient move-in ready opportunity. The open floor plan creates a welcoming atmosphere and allows for easy interaction with family and guests, making it ideal for both everyday living and entertaining. The spacious living area flows seamlessly to the extended screened lanai, providing the perfect place to relax and enjoy Florida’s beautiful weather. The large primary ensuite offers a private retreat, thoughtfully positioned away from the other bedrooms for added privacy. Guest bedrooms are comfortable and inviting, while the fourth bedroom is currently used as a den, offering flexibility for a home office, hobby room, or additional guest space. Additional conveniences include an interior laundry room and a well-designed floor plan that maximizes both comfort and functionality. Residents of River Club enjoy the security and charm of a beautifully maintained gated community, while remaining close to shopping, dining, and the waterfront lifestyle of nearby Punta Gorda. Gathering at the community pool is a favorite neighborhood tradition, inspiring friendships and lifelong neighbors. ***Please enjoy the 3D Virtual Tour that walks you through this well-thought-out floor plan and showcases everything this beautiful home has to offer***

Estimated monthly payment

Principal & interest$1,643
Property taxes$204
Home insurance (est.)$149
HOA dues$398

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 7, 2026
  2. Listed$325,000
    Mar 7, 2026
  3. Price increased$325,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
River Club
County
Charlotte
Year built
2020
Living area
1,846 sq ft
Price/sq ft
$176
Building area
2,395 sq ft (Public Records)
Lot size
7,288 sq ft
Lot category
0 to less than 1/4
Flood zone
AE* (12015C0231G)
Garage
2 spaces
Annual taxes
$2,453 (2025)
Parcel #
402319401009
Zoning
PD
MLS #
C7522833

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$398 / Monthly
Monthly HOA
$398/mo
Total monthly fees
$398/mo
Total annual fees
$4,776
HOA name
ALLIANT PROPERTY MANAGEMENT
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE RULES N REGS
Approval process
TENANTS MUST BE APPROVED. SEE COMMUNITY DOCUMENTS

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Number Limit

Room Details

RoomLevelDimensions
KitchenFirst12.4x17.8
Dining RoomFirst9x11
Great RoomFirst15x16
Primary BedroomFirst11.9x15
Primary BathroomFirst11x11
Bedroom 2First10.5x11
Bathroom 3First10x11
Bedroom 4First11x11.8
Bathroom 2First5.4x8.8
Balcony/Porch/LanaiFirst10.6x27

Listing Details

Listing date
2026-03-07
On market date
2026-03-07
Original list price
$325,000
Occupant type
Owner
MLS area
33980 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-03-07
Tax legal description
RIC 000 0000 0055 RIVER CLUB LT 55 E3130/1209 3187/1017 3329/217 4266/1658 4543/2024 DC3399768-AER 3399771

Flood risk

High riskFEMA Zone AE*Panel 12015C0231G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

THE RIVER CLUB: Harborview to Oakview Dr. Entrance is just past Westchester Blvd. Gate code required to access community. River Bank Way to Pebble Terrace. Home on the left...look for sign.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 8, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA