$370,000
3142 Whispering Trails Street
Winter Haven, FL 33884
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Minutes from Walmart, Winn Dixie, Restaurants, Shopping and Legoland, this charming home offers comfort and convenience in a prime location. Featuring a spacious layout perfect for everyday living and entertaining, its nestled in a well-maintained GATED COMMUNITY with Clubhouse, Pool and Scenic Walking Trails. Recent upgrades inlcude: Kitchen Cabinets, Tile Floors, New Stair Rails and Stair Flooring, updated Bathroom Tile Wall, Refrigerator and Oven, Back Porch, Fenced Yard and enhanced Front Landscaping and Decorative Stones. Enjoy nearby Chain of Lakes recreation, Downtown Winter Haven boutique shopping, farmers market, The Ritz Theatre and lakeside restaurants. Move-In Ready and waiting for you!
Local Insight
At $168/sqft in a 2006 community home, this is competitively priced for Whispering Trails, but you're paying for proximity to the Chain of Lakes rather than waterfront access itself—worth confirming lot orientation and any lake views before assuming you're getting that lifestyle premium. The $95 monthly HOA is reasonable for the area, though with a 2,200-sqft four-bed on just 0.15 acres, you'll want to assess whether the lot depth works for your needs and check what amenities that HOA actually covers beyond basic covenant enforcement. This setup makes sense for someone seeking the Winter Haven fishing/lake community feel at entry-level pricing, but less so if you need actual waterfront or are banking on short-term rental appreciation—those dynamics skew toward dedicated lakefront properties in the subdivision.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history55 days on market
- Status: ActiveFeb 27, 2026
- Listed$370,000Feb 27, 2026
- Price increased$370,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 55
- Subdivision
- Whispering Trails Ph 01
- County
- Polk
- Year built
- 2006
- Living area
- 2,203 sq ft
- Price/sq ft
- $168
- Building area
- 2,603 sq ft (Public Records)
- Lot size
- 6,625 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0368G)
- Garage
- 2 spaces
- Annual taxes
- $3,991 (2025)
- Parcel #
- 27-28-30-850001-000750
- MLS #
- O6386254
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $286 / Quarterly
- Monthly HOA
- $95/mo
- Total monthly fees
- $95/mo
- Total annual fees
- $1,144
- HOA name
- TBA
- CDD
- No
- Homestead exemption
- Yes
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 15x13 |
| Bedroom 2 | Second | 12x12 |
| Bedroom 3 | Second | 12x13 |
| Bedroom 4 | Second | 12x13 |
| Kitchen | First | 12x13 |
| Living Room | First | 15x13 |
Listing Details
- Listing date
- 2026-02-24
- On market date
- 2026-02-27
- Original list price
- $370,000
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- West Volusia
- Status changed
- 2026-02-27
- Tax legal description
- WHISPERING TRAILS PHASE I PB 130 PGS 37-38 LOT 75
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn Right towards US-92 E/Magnolia Ave, Turn Right onto Charlotte Rd, Turn Left onto Havendale Blvd, Turn Left onto Fl-542 E/Dundee Rd, Turn Right onto Overlook Dr, Turn Left onto County Rd 550, Turn Right onto Whispering Trails Ave, Turn Right onto Whispering Trails St.
Property sale history
Public records3142 WHISPERING TRAILS ST, WINTER HAVEN 33884
- Mar 2024$305,000
2,603 sq ft · Built 2006 · 0.1521 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 23, 2026 at 6:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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