3142 Whispering Trails Street, FL
Stellar MLS

$370,000

3142 Whispering Trails Street

Winter Haven, FL 33884

Active
4
Beds
3
Baths
2,203
Sq Ft
0.15
Acres
2006
Built
$168/sqft360° tour
Single Family Residence

Property type

2006

Year built

6,625 sqft

Lot size

$168

Price / sq ft

$95/mo

HOA dues

55

Days on market

2

Garage spaces

X

Flood zone

About this home

Minutes from Walmart, Winn Dixie, Restaurants, Shopping and Legoland, this charming home offers comfort and convenience in a prime location. Featuring a spacious layout perfect for everyday living and entertaining, its nestled in a well-maintained GATED COMMUNITY with Clubhouse, Pool and Scenic Walking Trails. Recent upgrades inlcude: Kitchen Cabinets, Tile Floors, New Stair Rails and Stair Flooring, updated Bathroom Tile Wall, Refrigerator and Oven, Back Porch, Fenced Yard and enhanced Front Landscaping and Decorative Stones. Enjoy nearby Chain of Lakes recreation, Downtown Winter Haven boutique shopping, farmers market, The Ritz Theatre and lakeside restaurants. Move-In Ready and waiting for you!

Local Insight

At $168/sqft in a 2006 community home, this is competitively priced for Whispering Trails, but you're paying for proximity to the Chain of Lakes rather than waterfront access itself—worth confirming lot orientation and any lake views before assuming you're getting that lifestyle premium. The $95 monthly HOA is reasonable for the area, though with a 2,200-sqft four-bed on just 0.15 acres, you'll want to assess whether the lot depth works for your needs and check what amenities that HOA actually covers beyond basic covenant enforcement. This setup makes sense for someone seeking the Winter Haven fishing/lake community feel at entry-level pricing, but less so if you need actual waterfront or are banking on short-term rental appreciation—those dynamics skew toward dedicated lakefront properties in the subdivision.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,871
Property taxes$333
Home insurance (est.)$170
HOA dues$95

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history55 days on market

  1. Status: Active
    Feb 27, 2026
  2. Listed$370,000
    Feb 27, 2026
  3. Price increased$370,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
55
Subdivision
Whispering Trails Ph 01
County
Polk
Year built
2006
Living area
2,203 sq ft
Price/sq ft
$168
Building area
2,603 sq ft (Public Records)
Lot size
6,625 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0368G)
Garage
2 spaces
Annual taxes
$3,991 (2025)
Parcel #
27-28-30-850001-000750
MLS #
O6386254

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$286 / Quarterly
Monthly HOA
$95/mo
Total monthly fees
$95/mo
Total annual fees
$1,144
HOA name
TBA
CDD
No
Homestead exemption
Yes
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Block
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond15x13
Bedroom 2Second12x12
Bedroom 3Second12x13
Bedroom 4Second12x13
KitchenFirst12x13
Living RoomFirst15x13

Listing Details

Listing date
2026-02-24
On market date
2026-02-27
Original list price
$370,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
West Volusia
Status changed
2026-02-27
Tax legal description
WHISPERING TRAILS PHASE I PB 130 PGS 37-38 LOT 75

Flood risk

Minimal riskFEMA Zone XPanel 12105C0368G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn Right towards US-92 E/Magnolia Ave, Turn Right onto Charlotte Rd, Turn Left onto Havendale Blvd, Turn Left onto Fl-542 E/Dundee Rd, Turn Right onto Overlook Dr, Turn Left onto County Rd 550, Turn Right onto Whispering Trails Ave, Turn Right onto Whispering Trails St.

Property sale history

Public records

3142 WHISPERING TRAILS ST, WINTER HAVEN 33884

  • Mar 2024$305,000

2,603 sq ft · Built 2006 · 0.1521 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 23, 2026 at 6:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA