$195,000

3900 Royal Palm Drive

St James City, FL 33956

Active
0
Baths
0.11
Acres
WaterfrontWater access$39/sqft360° tour
🏠Land

Property type

📐4,966 sqft

Lot size

📊$39

Price / sq ft

🏘️No HOA

HOA dues

📅0

Days on market

🌊AE

Flood zone

About this home

Located at 3900 Royal Palm Drive in St. James City, Florida, this residential canal front lot offers a combination of existing utilities, water access, and a setting oriented toward boating and outdoor use. The property is situated in Lee County on Pine Island within an established coastal community known for its network of saltwater canals leading to open water. The lot is improved with city water service, an existing septic system, and electrical power available on site. These utilities provide a foundation for future residential development, subject to local zoning, permitting, and building requirements. Access to the property is provided by a maintained residential road, allowing year-round entry. One of the defining features of this property is its location along one of the wider canals in St. James City. The canal is saltwater and supports boat traffic, fishing access, and water-based recreation. From the rear of the lot, the canal opens toward mangrove shoreline, offering a natural buffer between the property and surrounding waterways. The mangroves contribute to privacy while also serving as a natural coastal ecosystem. The saltwater canal provides direct access for boating activities, with routes connecting to Pine Island Sound and surrounding waters. This access supports recreational fishing and boating, consistent with local regulations and tidal conditions. The canal orientation allows for waterfront use directly from the property, making it suitable for boaters who value proximity to navigable water. The terrain of the lot is typical of coastal Pine Island properties, generally level and suitable for residential construction when properly prepared. Vegetation in the area reflects the coastal environment, with native plant life and nearby mangroves contributing to shoreline stability and habitat value. St. James City is located at the southern end of Pine Island and offers proximity to marinas, boat ramps, local dining, and essential services. The area is known for a slower-paced coastal setting with an emphasis on water access and outdoor recreation. The property is within driving distance of larger service centers while maintaining a distinct island character. This lot may appeal to buyers seeking a residential property with existing utilities and canal frontage in a coastal Florida community. Any future use, construction, or improvements should be verified with Lee County and local authorities to ensure compliance with zoning, building codes, and environmental regulations.

Estimated monthly payment

Principal & interest$986
Property taxes$109
Home insurance (est.)$89

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Feb 11, 2026
  2. Listed$195,000
    Feb 11, 2026
  3. Price increased$195,000

Virtual Tour

Facts & features

Property type
Land
Status
Active
Days on market
0
Subdivision
Isle Of Pines
County
Lee
Price/sq ft
$39
Lot size
4,966 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0530G)
Annual taxes
$1,303 (2025)
Parcel #
02-46-22-13-00000.0240
Zoning
MH-1
MLS #
OM718346

Interior Details

Direction faces
South

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple

Exterior & Construction

Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Available, Water Available

Listing Details

Listing date
2026-02-11
On market date
2026-02-11
Original list price
$195,000
MLS area
33956 - Saint James City
Listing AOR
Ocala - Marion
Status changed
2026-02-11
Tax legal description
ISLE OF PINES UNIT 1 PB 12 PG 49 LOT 24

Flood risk

High riskFEMA Zone AEPanel 12071C0530G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading south on Stringfellow Rd you will turn right on York Rd follow it until you turn right on Royal Palm Drive Lot will be down on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of February 11, 2026 at 6:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA