$134,000
15714 Applewhite Circle
Port Charlotte, FL 33981
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Enjoy direct saltwater boating from this homesite located along the Stuart Waterway in the highly sought-after South Gulf Cove community. Known for its extensive network of waterways, the neighborhood features more than 50 miles of navigable canals connected through a lock system, offering exceptional access for boaters and water enthusiasts. This property sits in a prime location with convenient passage toward Charlotte Harbor and the Gulf of Mexico, making spontaneous fishing trips, sunset cruises, and weekend adventures effortlessly accessible right from your future backyard. South Gulf Cove continues to grow, with beautiful new homes being built throughout the area, creating an exciting opportunity to build your custom residence in a thriving waterfront community. Englewood Beach is approximately 14 miles away, providing quick access to sandy shores, local dining, and coastal entertainment. This parcel also presents a strong investment opportunity. Secure your piece of Florida waterfront living today while values continue to rise.
Local Insight
At $13 per square foot for waterfront acreage in Port Charlotte, this is genuinely competitive pricing, but the AE flood zone designation is a serious consideration that will affect insurance costs, financing, and any future construction plans—you'll need to factor in mandatory flood insurance from day one. The water access and view are real amenities, though you should verify exactly what that access entails and whether there are any riparian restrictions before committing, since waterfront lots in flood zones can have limited development potential. The minimal HOA fee is a plus, but at less than a quarter acre, your buildable footprint will be tight, so confirm setback requirements and whether this is truly viable for your intended use.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveFeb 11, 2026
- Listed$134,000Feb 11, 2026
- Price increased$134,000
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 0
- Subdivision
- Port Charlotte Sec 082
- County
- Charlotte
- Price/sq ft
- $13
- Lot size
- 9,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0214G)
- Annual taxes
- $1,534 (2025)
- Parcel #
- 412127277025
- Zoning
- RSF3.5
- MLS #
- O6380569
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HOA & Financial
- HOA fee
- $120 / Annually
- Monthly HOA
- $10/mo
- Total monthly fees
- $20/mo
- Total annual fees
- $240
- HOA name
- N/A
- Ownership
- Fee Simple
Exterior & Construction
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2026-02-06
- On market date
- 2026-02-11
- Original list price
- $134,000
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Orlando Regional
- Status changed
- 2026-02-11
- Tax legal description
- PCH 082 4421 0027 PORT CHARLOTTE SEC82 BLK4421 LT 27 592/235 2012/42 4050/989 3318823 3331977
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Gasparilla Rd take Ingraham East to St Paul. South on St. Paul to Applewhite Cir. Lot will be on the South side of the cir.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 11, 2026 at 12:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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