$389,900
14280 86th Terrace
Seminole, FL 33776
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
One or more photo(s) has been virtually staged. High and Dry in Tamarac by the Gulf – No Flood Insurance Required! This meticulously maintained "Skipper" model with an indoor laundry room and spacious screened porch offers the perfect balance of proximity to the beach without the high cost of flood insurance. Every major system has been addressed for move-in readiness: the HVAC was installed in 2016 (and is serviced twice a year with transferrable warranty), the water heater is 2023, and the 2012 roof was inspected and passed with a clean bill of health in 2024. The interior is bright and functional, featuring a skylight in the kitchen, newer custom plantation shutters on all windows, and an indoor laundry room with a stacked washer/dryer included! The screened porch was freshly painted and rescreened in 2024, providing a clean outdoor space to enjoy the quiet, no-through-traffic neighborhood. Tamarac by the Gulf is a highly sought-after 55+ community in the heart of Seminole with a clubhouse, pool, and shuffleboard. The low monthly HOA fee handles the logistics for you, covering lawn mowing, sprinklers, trash service, and—rarely found elsewhere—your exterior paint and roof cleaning! You are located just minutes from award-winning Pinellas beaches, parks, and easy highway access to St. Pete, Clearwater, and two international airports.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history106 days on market
- Status: ActiveJan 31, 2026
- Listed$419,900Jan 31, 2026
- Price reduced$389,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 106
- Subdivision
- Tamarac By The Gulf 2nd Add
- County
- Pinellas
- Year built
- 1969
- Living area
- 1,499 sq ft
- Price/sq ft
- $260
- Building area
- 1,941 sq ft (Public Records)
- Lot size
- 7,257 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0177H)
- Garage
- 1 spaces
- Annual taxes
- $1,470 (2024)
- Parcel #
- 19-30-15-89100-017-0180
- Zoning
- R-3
- MLS #
- TB8470721
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $251 / Monthly
- Monthly HOA
- $251/mo
- Total monthly fees
- $251/mo
- Total annual fees
- $3,014
- HOA name
- Pat Shearer
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 6-month minimum lease, tenant must be 55+
- Approval process
- Visit community website for details, rules and regs
Exterior & Construction
- Exterior features
- Hurricane Shutters, Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x21 |
| Dining Room | First | 10x10 |
| Kitchen | First | 17x10 |
| Family Room | First | 16x11 |
| Utility Room | First | 6x10 |
| Balcony/Porch/Lanai | First | 13x11 |
| Primary Bedroom | First | 14x20 |
| Primary Bathroom | First | 6x8 |
| Bathroom 2 | First | 14x13 |
| Bathroom 2 | First | 8x5 |
Listing Details
- Listing date
- 2026-01-31
- On market date
- 2026-01-31
- Original list price
- $419,900
- Occupant type
- Owner
- MLS area
- 33776 - Seminole/Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-31
- Tax legal description
- TAMARAC BY THE GULF 2ND ADD BLK 17, LOT 18
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Oakhurst Rd, go West on 86th St, Right on 86th Ter, house is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 17, 2026 at 3:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA